1. Both parties need to go to the traffic police to close the case. Report your agreement to the traffic police. The traffic police should record the contents in the accident handling report, and then both parties sign it.
If both parties reach a civil compensation agreement, they can go to the traffic police to close the case.
3. Handling insurance claims in insurance companies requires the traffic police's accident liability confirmation and accident handling report, including mediation of civil compensation.
Together with the expense documents and receipts in hand, copies of vehicle driving license and driver's driving license, you can go to the insurance company to apply for compensation.
come to the point
First, how to deal with the full responsibility of the other party in the plane crash?
(1) Take full responsibility for reporting to the insurance company, and the insurance company will designate a loss assessment center (unless someone is injured, you don't need to report to the traffic police, even if the traffic police come, they won't give you a bill, but they will let you go to the loss assessment center to handle it).
(2) Both parties go to the loss center together. If all insurance companies have loss adjusters working together, fill in a letter of responsibility, and then ask the loss adjusters of full-liability insurance companies to take photos to determine the loss. Remember to bring your driving license, driver's license and compulsory insurance policy (non-responsible parties should also bring them).
(3) The damage assessment center is generally linked to the garage. If you decide to repair there after determining the damage, you don't have to pay a penny. The irresponsible party will repair the car and take it away, but you have to give the other party a copy of the driving license, driver's license and compulsory insurance policy (note that the irresponsible party also needs to provide a copy of the compulsory insurance policy).
(4) If you don't repair in the garage of the loss center, then take the report number of the other insurance company, drive the car to the 4S shop or other garage where you usually repair cars, and tell the person who receives you the report number, and then you can go. The garage will contact the insurance company and ask the loss adjuster to repair the damage.
(5) After repairing the car, you need to pay the repair fee at the garage and then pick up the car. The repair shop will give you a printed damage list, repair list details and invoices.
(6) Make an appointment with the other party, and give them copies of the aforementioned driving license, driver's license and compulsory insurance policy, as well as the damage list, repair list details and invoices given by the repair shop, and the other party will give you money (you can't give them to the other party without giving you those things).
(7) If your repair cost is more than 2000 yuan, you need to go to the damage assessment center with the other party (both parties must be present together) to find the traffic police (also working on site, but only available from Monday to Friday) to change the accident identification form. After the exchange, you can settle accounts with the other party on the spot.
Second, what will happen if the rear-end car is not finished?
Traffic accidents will not be closed automatically. When a traffic accident is closed, the accident victim must go through the accident formalities in the Traffic Accident Section. If it is not closed, the accident department will always keep the record of the accident and will not cancel it. If the driver hits an electric car, there is nothing wrong with calling the police and insuring. After that, the processing procedure is as follows:
1. The traffic police define the accident responsibility according to the accident formation process and the fault of both parties during the accident formation process;
Second, vehicle maintenance;
3. The vehicle loss shall be shared according to the accident responsibility, which shall be settled by both parties through consultation;
Four, the two sides can not negotiate, you can apply to the traffic police for mediation;
Five, one party refuses to accept the mediation results, the injured party to the court, the court verdict shall prevail;
Six, the loss does not exceed the amount of insurance purchased, the insurance company is responsible for the compensation obligation of the vehicle, and the excess shall be borne by itself.
Road Traffic Safety Law of the People's Republic of China
Article 73
The traffic administrative department of the public security organ shall, according to the on-site inspection, inspection, investigation and relevant inspection and appraisal conclusions of the traffic accident, make a traffic accident identification in time as evidence for handling the traffic accident. The traffic accident certificate shall state the basic facts, reasons and the responsibilities of the parties, and shall be served on the parties.
legal ground
Provisions on procedures for handling road traffic accidents
Sixty-fourth road traffic accident certificate shall include the following contents:
(a) the basic information of the parties to the road traffic accident, vehicles, roads and traffic environment;
(2) The course of the road traffic accident;
(3) Evidence of road traffic accidents and analysis of accident causes;
(four) the fault and responsibility of the parties to the road traffic accident or the cause of the accident;
(five) the name and date of the traffic management department of the public security organ that made the road traffic accident identification.
The confirmation of road traffic accidents shall be signed or sealed by the traffic police, and stamped with the special seal for handling road traffic accidents by the traffic management department of the public security organ.