From 20 16 12 1, the next day transfer option is added to the ICBC e-banking transfer interface. If the remitter chooses this function, he can apply for cancellation before 24:00 on the same day. If it exceeds this moment, it cannot be processed. Of course, the remitter can also choose the traditional real-time or ordinary arrival method as before.
In addition to transferring money to my peer account, if an individual transfers money through a self-service teller machine, the issuing bank will handle the fund transfer within 24 hours after accepting it. Within 24 hours after the issuing bank accepts the transfer, the individual may apply to the issuing bank to cancel the transfer.
When banks handle personal transfer business through self-service teller machines, they should add Chinese voice prompts and set anti-fraud reminders through words, signs, pop-ups and other means; The non-Chinese prompt interface should provide Chinese prompts for core key fields such as fund transfer. If it cannot be prompted, no transfer will be provided.
Extended data:
From 20 16, 12 and 1, when a bank opens non-counter transfer business for depositors, it shall sign an agreement with depositors to stipulate the daily cumulative limit, the number of transactions and the annual cumulative limit for transferring money from non-counter channels to unnamed bank accounts and payment accounts. If you exceed the limit and the number of transactions, you should go to the bank counter.
If a bank handles the counter transfer business for an individual, and the accumulated amount in a single day exceeds 50,000 yuan, it shall adopt a safe and reliable payment instruction verification method such as a digital certificate such as a U shield or an electronic signature. If the accumulated amount of non-counter transfer in the bank account of the company or individual exceeds 6,543,800 yuan and 300,000 yuan respectively, the bank shall remind the company of the large transaction, and the company or individual can make the transfer only after confirming it.
China Youth Network-65438+February 1 New bank regulations Bank transfer will be cancelled within 24 hours.