Credit cards can be quickly swiped at China UnionPay. Users can access "My Wallet" through the China UnionPay Express APP, bind their credit cards to China UnionPay Express with the function of "adding cards", and then open the mobile phone flash payment function through the credit card details page, so that credit card transactions can be completed through the UnionPay QR code and NFC tag issued by merchants.

In addition, whether China UnionPay Express can use a credit card depends on the actual payment. If the credit card payment fails, you can change a savings card to complete the payment.

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China UnionPay Express is an APP, which is a non-cash payment and mobile transaction settlement tool. Under the guidance of the People's Bank of China, China UnionPay, together with commercial banks, payment institutions and other industries, developed and operated the mobile payment APP, which was officially released on 20171.

China UnionPay Express APP has three core functions: payment, discount and card management. China UnionPay Express APP, UnionPay mobile phone flash payment and UnionPay QR code payment are the three major mobile payment products of UnionPay.