What materials are needed for provident fund withdrawal? Provident funds are generally used to buy houses. Many people came up with the idea of provident fund because they were in a hurry to use money. You should know that different regions have different extraction methods. For example, some cities are not allowed to withdraw provident fund. Here are the materials needed for provident fund withdrawal.

What materials do I need to apply for provident fund withdrawal? 1 There are two kinds of housing accumulation fund withdrawal: one is partial withdrawal, and the other is cancellation withdrawal.

Partial extraction

One. Purchase housing and extract materials that need to be provided.

To buy a self-occupied house, you need to provide an ID card, a bank card, a house purchase contract within one year, a down payment bill within one year or a certificate of immovable property rights (real estate license) and a deed tax payment. The withdrawal amount shall not exceed the actual purchase expenditure. If the real estate license has been handled, the withdrawal amount shall not exceed the real estate value shown in the deed tax payment book.

Two. Construction, renovation and extraction of housing materials.

Construction, decoration, owner-occupied housing extraction needs to provide ID card, bank card, real estate license (real estate license) within one year, land certificate, planning permit and budget report. The withdrawal amount shall not exceed the actual construction and decoration expenses shown in the budget report.

Three. Materials to be provided for the overhaul of self-occupied housing.

To extract overhauled self-occupied housing, you need to provide ID card, bank card, real estate license (real estate license), planning permit and dangerous house appraisal report issued by the competent department. The withdrawal amount shall not exceed the actual amount of overhaul expenditure shown in the budget report.

Four. Repaying the house purchase loan and extracting the materials to be provided.

Employees are required to provide the ID card of the extractor when repaying local housing provident fund loans, and their ID card, bank card, house purchase contract, commercial bank or housing provident fund loan contract, and recent repayment details stamped by the loan bank or housing provident fund (loan balance is required) when repaying commercial bank housing loans or other central housing provident fund loans. The withdrawal amount shall not exceed the loan balance shown in the repayment details.

Five. Rent a house to extract materials that need to be provided.

To rent a house, you need to provide your ID card, bank card, and the certificate of family no room issued by the housing management department (note: after the housing provident fund and the housing management department realize information networking, you can query the employee's real estate information online, and the employee does not need to provide the certificate of no room. ), proof of marital status, household registration book.

Rental housing can be extracted once a year, and the total amount of housing provident fund extracted by me and my spouse does not exceed the maximum amount of rental housing approved by the housing provident fund management department (the annual extraction amount of urban families does not exceed 9600 yuan; The annual withdrawal amount of families in each county does not exceed 7200 yuan).

What materials are needed to apply for provident fund withdrawal II.

(1) basic materials

It is true that the materials that need to be handed in to withdraw housing provident fund vary according to the situation of the person who withdraws it. However, as we all know, just like going to the bank to go through any formalities requires basic identification, no matter what your situation is, it is essential to extract the most basic materials of housing provident fund. If you don't withdraw it yourself, you need the relevant documents of the withdrawing person to provide proof.

1, I extract

If the owner of the housing provident fund withdraws the housing provident fund himself, he/she must bring the original and a copy of his/her ID card. On-the-job, you can ask the unit to issue an application for withdrawal of provident fund and affix the official seal to sign it.

2. Immediate family members (parents, spouses, children)

If the immediate family members of the provident fund owner collect it on their behalf, they need to:

(1) Original and photocopy of the identity card of the provident fund owner;

(2) Collect the original and photocopy of the ID card of the immediate family;

(3) proof of relationship.

If you need to prove your relationship with the recipient, you can use valid documents such as marriage certificate and household registration book.

3. Relevant personnel of this unit are responsible for the collection.

Some units can handle provident fund withdrawal for on-the-job employees by themselves, and the requirements are as follows:

(1) Original and photocopy of ID card;

(2) The original and photocopy of the ID card of the unit manager;

(3) Other documents specified by the unit.

4. entrust others to handle it

This requires not only the original and photocopy of the owner's ID card and the original and photocopy of the handler's ID card, but also the original notarial certificate signed by myself.

(2) Different materials in different situations

1, housing consumption.

(1) Purchase or overhaul the house. Original and photocopy of real estate license. If this certificate is not obtained, you can also submit the Commodity House Sales Contract and its photocopy, purchase invoice and its photocopy, and you can contact the real estate agent to obtain it. Housing renovation requires at least additional renovation approval documents at the district and county levels.

(2) Building self-occupied housing. At least provide the original and photocopy of the district or county land use certificate or other relevant certificates.

(3) repay the mortgage. Should be normal repayment for more than one year, provide housing loan contracts, IOUs, housing loan repayment vouchers and copies. The time is within three months from the date of repayment of the principal and interest of the housing loan. In addition, the time interval between all the above certificates and the date of extraction shall not exceed one year.

2. Leave this city.

(1) If the employee who is not registered in this Municipality terminates the labor relationship with the unit, it is necessary to provide the certificate and a copy of the termination of the labor relationship.

(2) If the registered permanent residence moves out of this city and terminates the labor relationship with the unit where it belongs, provide the certificate of termination of the labor relationship and the certificate of household registration migration, and provide a copy.

(3) Leave the country and settle down. For those who have just left the company, provide the withdrawal certificate of the company and seal it, and bring their certificates, ID cards, passports, visas, translated versions and copies of visas to the provident fund center for handling.

3. Retire or resign for something.

(1) Retirees shall provide retirement certificates and other relevant supporting documents.

(2) If you leave your job because of something, completely lose your labor force, and terminate the labor contract, or if you are laid off and unemployed (male over 45 years old and including 45 years old, female over 40 years old and including 40 years old) for more than 12 months, you need to show the certificate of termination of labor relations and a copy, and the relevant department will issue a certificate, for details. If I die and am inherited by the heir or decedent, it is necessary to ask the relevant departments to issue the inheritance certificate and my death certificate in time, and bring the original and copy to handle the withdrawal of provident fund business.

What materials are needed for provident fund withdrawal? 3. Extract the materials needed for the provident fund.

First, employees do not need to provide an "Application for Extraction" to withdraw housing provident fund. The employees of non-centralized sealed households who have handled the housing provident fund Longka do not need to issue an "Application for Extraction" to handle the housing provident fund extraction business, and directly go to the sub-center and management department of the municipal housing provident fund management center with relevant information.

Withdraw housing consumption. The use of housing loans in the administrative area of the city to buy their own housing, and repay the loan principal and interest.

I. Policy provisions

Employees who use housing loans to purchase their own property houses outside the administrative area of this Municipality, and have the household registration in the city where the houses are purchased or work in the city where the houses are purchased, employees and their spouses may apply for withdrawing the balance in the housing provident fund account before the loan expires in the month (including the month) according to the loan contract, and the total amount shall not exceed the repaid loan principal and interest.

Second, extract data.

(a) workers in the first repayment of loan principal and interest extraction, extraction registration procedures, should provide the following identity documents and extraction information:

1, two copies of employee ID cards and their photocopies, and the housing accumulation fund dragon card or savings card.

2. To apply for the withdrawal of spouse housing provident fund, it is necessary to provide two copies and one copy of spouse ID card, spouse housing provident fund dragon card or savings card, marriage certificate or household registration book or husband-wife relationship certificate issued by the civil affairs department;

3. A copy of the title certificate;

4, deed tax payment certificate and a copy;

5. A copy of the household registration certificate of the city where the house is purchased or the work certificate of the employees in the city where the house is purchased issued by the unit;

6. A copy of the loan contract;

7. Loan repayment voucher or mortgage payment voucher (IOU) and its copy;

8. A copy of the power of attorney signed by the employee who agrees to inquire about his credit information;

9. Employees who borrow money from others shall also provide the following documents:

(1) If the employee borrows money jointly with his spouse, provide the proof and copy of the relationship between husband and wife;

(2) If the employee borrows money from minor children, provide the same household registration book or the birth certificate or relationship certificate of minor children and the copy issued by the public security department and notary department;

(3) If employees borrow money from other family members, they should also provide the withdrawal agreement signed by other employees with the borrower.

(2) Employees shall provide the following information after monthly withdrawal registration:

1, two copies of employee ID cards and their photocopies, and the housing accumulation fund dragon card or savings card;

2. To apply for withdrawal of spouse housing provident fund, you need to provide your spouse's ID card and two copies, and your spouse housing provident fund dragon card or savings card;

3. Copy of loan repayment certificate. Each housing loan repayment certificate can only be withdrawn once.

(three) employees can entrust others to handle the extraction procedures, and employees of centralized custody households can only entrust their relatives or spouses with the same household registration to handle the extraction procedures. The following information should be provided to the institution for extraction:

1, ID card of the manager and two copies;

2. A copy of the power of attorney for housing provident fund signed by the employee himself;

3, for centralized sealed household workers agency extraction, should also provide the same household registration book or husband and wife relationship certificate and a copy.

Third, the handling procedures

1, the employee holds the housing provident fund dragon card, and the employee's housing provident fund account is not sealed centrally, so it should be

Apply to the management department or sub-center for housing provident fund withdrawal with the housing provident fund dragon card, identity documents and related extraction materials; If the employee's housing provident fund account has been sealed in a centralized way, it shall directly apply to the sealed management department or sub-center for the withdrawal of housing provident fund with the housing provident fund dragon card or savings card, identity documents and related extraction materials.

If the employee fails to apply for the housing provident fund dragon card and the housing provident fund account is not sealed centrally, he shall apply to the management department or sub-center for the extraction of housing provident fund with the housing provident fund savings card, identity documents and related extraction materials and the "Tianjin Housing Provident Fund Extraction Application" issued by the unit.

2. The management department or sub-center shall make a decision on whether to approve the withdrawal within 3 working days from the date of accepting the application, and notify the employees.

3. If the withdrawal is approved, the employee shall go through the withdrawal formalities at the entrusted bank with relevant information on the same day. The extracted housing provident fund is transferred to the employee housing provident fund Longka Bank savings account or other savings accounts opened by employees in China Construction Bank.

Fourth, matters needing attention

1. Only when employees have personal housing provident fund (portfolio) loans (hereinafter referred to as "provident fund loans") and the provident fund loans are not overdue can they handle the withdrawal business.

2, "Tianjin Housing Provident Fund Withdrawal Application" is valid for ten natural days, and shall not be altered or defaced, and the unit shall affix the seal of the reserved bank;

3. The Notice of Withdrawal of Tianjin Housing Provident Fund is effective on the same day. When the employee withdraws, the agent shall sign for confirmation;

4. After being examined and confirmed by the sub-center or the management department, the employee shall go through the withdrawal formalities at the Construction Bank on the same day.

5. If the name and ID number of the extractor are registered incorrectly, first go through the personal information change registration, and provide the Tianjin Housing Provident Fund Employee Personal Information Change Registration in triplicate and a copy of the employee ID card; The Registration Form for Change of Personal Information of Employees of Tianjin Housing Provident Fund, which is centrally stamped, is issued by the sub-center and the management department;

6. Copy all kinds of extracted documents with A4 paper;

7. Employees of non-centralized sealed households who have opened accounts in the management department can go through the procedures for changing and extracting personal information in the management departments of all districts and counties in the city; Employees of centralized storage households shall go through the procedures for changing and extracting personal information at the centralized storage management department; The staff of the sub-center shall go to the sub-center to handle the procedures for changing and extracting personal information;

8. If the extractor extracts supplementary housing provident fund and monthly housing subsidy at the same time, the extraction amount and housing provident fund shall be calculated together;

9. There should be no seal of "housing provident fund has been withdrawn" on the repayment voucher;

10. If the employee repays the loan for many times in the same month, the thirteenth installment of housing consumption should be extracted together with multiple repayment vouchers in the same month. "The use of housing loans in the administrative area of the city to buy their own housing, a one-time payment.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Second, do you need a household registration book to withdraw your own provident fund?

The materials required to withdraw the provident fund are as follows:

1, apply for individual withdrawal of housing provident fund;

2. Original and photocopy of my ID card;

3. Retirement certificate;

4. Living abroad: proof of residence visa;

5. Transfer from the administrative area: transfer order and household registration transfer certificate;

6. Documents on termination of labor relations and dismissal certificates issued by private enterprises;

7, the auction house purchase contract, mortgage contract, loan contract, loan repayment details;

8. The annual income certificate issued by the labor and personnel department of both spouses;

9. The monthly rent certificate issued by the public housing management department or the housing lease contract verified by the real estate department;

10, original depositor's death certificate or account cancellation procedure = notarized certificate issued by notary department;

1 1, the written report of the drawer and the opinions or certificates of the original depositor.