Three driving school students got fake credit cards.
On August 29, 2008, Fang Ling (pseudonym) found that she had been fraudulently used as a credit card and reported the case to the bank, which immediately called the police. At the same time, Fang Ling learned from the bank that there were two other victims who were actually familiar friends.
I met them when I was learning to drive in a driving school. Fang Ling said that they are all students of Hangzhou Huaqiang Motor Vehicle Training Driving School. When the driving school signed up to learn to drive, they all submitted copies of their ID cards in accordance with the procedures. And these copies are all tools for others to apply for credit cards under false excuses. After investigation, it was the driving school coach who gave a copy of his ID card to others. According to the court, coach Wu gave copies of ID cards of three students, including Fang Ling, to a person named Lou. And this person used someone else's ID card to handle a number of credit cards, showing 95,000 yuan crazily.
He didn't say he wanted a credit card, only that his wife needed a job. Wu said in court that he didn't know Lou before. They were introduced to the middleman. Lou, 44, a farmer in Yuhang Town. He has no job and no stable income. The law enforcement judge said. This kind of credit is generally difficult to apply for a credit card from a bank.
A few days ago, Shangcheng District People's Court sentenced Lou to 5 years and 6 months in prison for credit card fraud.
Write down the purpose on the copy in case there is any problem.
Lou Guoliang, who used someone else's name to apply for a credit card, was finally brought to justice, but Fang Ling demanded that she must apply for a driving school in Hangzhou and leave a copy of her ID card. This is the driving test procedure. But we can't control what happens next. Can't such a problem be prevented? If Lu Guoliang can't be found this time, the bank should bear the responsibility. Should I bear it?
Yesterday, the staff of the Bank of Communications Credit Card Management Center gave readers a suggestion: general ID card copying is special. Take Miss Fang as an example. The copy of her ID card is used to apply for driving in the driving school, so the copy can be written:&; This copy of lsquo is only suitable for driving school to apply for a driver's license and cannot be used for other purposes. \\\\。 Then sign your name. This will help the bank to review the applicant's copy.
Lawyer: I found fraudulent use of timely rights protection.
He Chongming, a lawyer of Zhejiang Wulian Law Firm, said that once a victim finds someone using a credit card fraudulently, he should first report the case to the public security organ. Once the public security organ finds the infringer, the victim can claim compensation from the infringer.
However, if the infringer cannot be found, the bank will pursue the responsibility of debt collection from the victim, and should try to collect evidence to prove that the bank is not strict with credit cards. In addition, the judge in charge of the case also said that on February 28th, 2009, the People's Republic of China (PRC) Criminal Law Amendment (VII) passed by the National People's Congress had relevant judicial interpretations on unauthorized disclosure of personal information. The amendment shows that those who illegally provide personal information to others can be investigated for criminal responsibility.
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