In daily life, signatures are often needed. Traditional signature means that a person writes his own name or leaves a mark, seal or other special symbols on a document to determine the identity of the signer and show that the signer approves the contents of the document. With the rapid development of Internet, electronic signature technology is becoming more and more mature. According to Item (4) of Article 34 of the Electronic Signature Law, electronic signature production data refers to the characters and codes used in the process of electronic signature, which reliably link the electronic signature with the electronic signer.

Second, the development history of electronic signature

The development of electronic signature has gone through three stages: germination, development and maturity.

initial stage

In 2004, the National People's Congress passed the People's Republic of China (PRC) Electronic Signature Law, which stipulated that "reliable electronic signatures have the same legal effect as traditional signatures and seals", and the promulgation of this law legalized electronic signatures. Electronic signature began to serve a few fields, such as government affairs, medical care and banking. For example, the city card company completes the remote recharge and remote card opening business.

Image source: China People's Congress Network

stage of development

20 15 internet finance has gradually developed. Internet finance is an organic combination of Internet technology and financial functions. Internet finance is based on big data and cloud computing, forming a functional financial format and corresponding service system. The emergence of a large number of P2P services has increased the demand for electronic tags, and the popularity of electronic signatures has reduced the use cost of electronic tags. At the same time, the rise of SaaS in China has brought a new development direction to this industry, and a large number of electronic signing platforms have emerged to provide customers with more convenient and efficient services.

Mature stage

20 18 with the continuous development of digital economy, electronic signature technology has obvious advantages in supporting identity authenticity verification, information cannot be tampered with, and the whole process can be traced. With the support of policy and the mature development of technology, electronic signature is widely used in finance, supply chain, tourism, fast-moving consumer goods, real estate, logistics, personnel and other fields.

Third, the advantages of electronic signature.

Electronic signature has incomparable advantages over offline signature in efficiency, security and cost.

high efficiency

Traditionally, paper signature is used to sign documents off-line, which requires a long signing period, not only repeated examination and approval, but also off-line printing and stamping, and then scanning and archiving. One party of the contract needs to be stamped and delivered offline to the other party, and then delivered back after being stamped, which has a long cycle and high delivery cost. If the electronic contract is signed by electronic signature, the parties can sign it online through electronic equipment, which is more efficient.

low cost

The electronic signature has the advantages of high signature efficiency and convenient storage, avoiding the process of printing and mailing, and saving the cost of paper and express delivery. At the same time, the labor cost, time cost and storage cost are far lower than the paper contract.

High security

Contracts signed by traditional signatures may be stolen or lost due to improper storage, and the information of paper contracts may be tampered with; The contract signed by electronic signature will be saved in the form of electronic data, and it will be less likely to be stolen or lost if it is saved in the cloud of the third-party electronic signature platform. The electronic traction platform ensures that the content will not be tampered with through the hash value, which improves the legal security.

Four. Reliable electronic signature

Electronic signatures are becoming more and more popular, but not all electronic signatures are reliable. According to the law, an electronic signature that meets the following conditions shall be regarded as reliable:

When the electronic signature production data is used for electronic signature, it belongs to the exclusive of the electronic signer; When signing, the electronic signature production data is only controlled by the electronic signer; Any changes to the electronic signature after signing can be found; Any changes to the content and form of the data message after signature can be found; Only through a reliable electronic signature platform can the interests of the signer be effectively protected. Electronic traction is an electronic signing platform hatched from the huge engine of digital marketing service platform. The contract signed by electronic traction platform must include enterprise seal, personal signature, signature time stamp, digital certificate and tamper-proof signature to ensure the uniqueness of the contract. At the same time, the electronic traction platform cooperates with Hangzhou Internet Notary Office to notarize the contract data in real time, giving it a high judicial effect and ensuring the legal effect of the contract. Yiling is committed to creating efficient, accurate and humanized signature solutions for its partners, and is an expert in electronic signature service who understands the needs of customers better.