There are sequelae when I signed a Hua Xia Bank credit card.

1. Security will definitely be reduced.

2. The cashier merchant is responsible but may not be fully responsible.

3. You need to report the loss promptly after losing your card.

4. When filing a lawsuit, you need to prepare evidence materials, litigation time and litigation fees. The chances of the bank losing the case are very high.

Previously, domestic credit card consumption did not require a password up to a certain limit. Once you find that your credit card is lost, you should call the bank in time to verbally report the loss, and provide your personal information and the approximate amount on the card over the phone. , the loss report takes effect immediately, and the cardholder is no longer responsible for any economic losses caused by transactions after the loss is officially reported. Otherwise, merchants and banks are not responsible for the economic losses caused before the loss is reported.

When "endorsing" a credit card, please pay attention to:

1. The time of endorsement.

After getting the card, unless there are special circumstances, you should complete the back signature as soon as possible. Otherwise, as the card is used, the signature column will produce some oil stains, which will be very detrimental to handwriting. identification.

2. The pen used to sign the signature.

The pen used for back signature is also very particular. Ballpoint pens should usually be preferred, followed by gel pens, because ballpoint pens are relatively difficult to erase and are more durable.

3. The handwriting of the signature on the back

The handwriting of the signature on the back should be avoided to be too neat, otherwise it will be easy to be imitated by fraudsters. It is best to have the same handwriting as your usual, but never Too grandiose and sloppy.

4. The signature must not be altered.

Once the signature is completed, it will not be altered at will in the future, otherwise it will be deemed invalid. If you accidentally sign the wrong one, the only solution is to apply for another one.

In addition, the credit card endorsement also has a function. When your credit card is swallowed by an ATM and you do not carry your ID card, the bank staff can verify your identity by checking your signature. .