From a technical point of view, USB-Shield is a tool for electronic signature and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and decrypt online data. Digital signatures ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions. With U-Shield, you no longer have to worry about various risks such as hackers, fake websites, and Trojan viruses when handling online banking services. U-Shield can protect the safety of your online banking funds.
When handling external payment services of online banking, customers who use login passwords and payment passwords need to protect their card numbers and passwords, ensure that the computer they use to log in to online banking is safe and reliable, regularly update anti-virus software, and download it in a timely manner patch, don’t open programs, games, and emails from unknown sources, and maintain good Internet habits; if you can’t do it completely, don’t worry, using U-Shield is your best choice, as long as your login card number, login If the password, U-Shield and U-Shield password are not leaked to one person at the same time, you can use online banking safely.
In addition to USB shield, ICBC has also introduced a series of security measures: login through alias (a customized login method different from traditional account login), dual password control of login password and payment password, and payment Limit control and other measures to ensure customer security; identify and prevent counterfeit bank websites through website verification, website certificate verification (click the "encryption lock" chart on the lower right foot of the ICBC website), reserved information verification, etc. With U-Shield, you can also bind ICBC U-Shield to your Alipay account and use U-Shield to authenticate your login to Alipay, thereby ensuring the security of your Alipay account.
In order to help netizens prevent online payment risks and promote the development of the e-commerce industry, the Industrial and Commercial Bank of China has cooperated with Alipay, a subsidiary of Alibaba, and jointly launched a digital certificate sharing project. After the customer binds the ICBC U-Shield to his Alipay account, he must insert the ICBC U-Shield to log in to Alipay before making payments, cash withdrawals, recharges and other operations. Customers who do not use the ICBC U-Shield to log in to Alipay can only perform query operations. Therefore, Alipay customers only need to bind the ICBC U-Shield. Even if the account number and password are accidentally leaked, as long as the ICBC U-Shield is in hand, the account funds can still be "sit back and relax".