Now car owners buy and sell used cars. Generally, as long as the original owner pays the purchase tax when buying a new car, he only needs to ask for proof. If there is no transfer certificate, it will lead to the need to make it up by yourself, so ask clearly. It should also be noted that the used cars purchased are duty-free and tax-reduced, but the used cars that are no longer within the scope of duty-free and tax-reduced due to transfer or change of use should pay the vehicle purchase tax before handling the vehicle transfer procedures or changing the vehicle registration procedures.
2. The price of buying a car
If you go to a large used car trading place to buy, you only need the staff to provide the evaluation certificate. If you contact the seller, it is best to find a large appraisal and evaluation agency to make a professional car review. Professional organizations generally evaluate used cars according to their mileage, age and condition. This is basically the bare car price of the new car, and then choose to buy after considering your own price.
3. Transfer fee
Second-hand car transfer fees include transaction tax and administrative fees charged by vehicle management office. The general transaction tax is 2% of the vehicle appraisal price. However, since 20 15, the appraisal fee (i.e. transaction tax) for used cars has been cancelled in transfer fees, and it is no longer charged at 2% of the car price. Instead, the billing fee is fixed at 300 yuan, so now the transfer fees for used cars is not as high as before, and it is usually several hundred yuan. Specific areas have specific instructions.
4. License fee
Registration fee mainly refers to vehicle inspection fee and listing fee, which is also very low, similar to new car registration, generally around 200 yuan, but may fluctuate due to different regions.
5. Handling fee
This handling fee is for the expenses incurred by your loan to buy a used car. You should know that a general loan to buy a used car requires a down payment of 50%. General financial institutions charge a handling fee of 3% of the total vehicle price for loans to buy used cars.
6. Annual inspection fee
If the used car you bought is subject to annual inspection, but it hasn't expired yet, and you have bought it and transferred it, congratulations. The first thing you face is the annual inspection of the car, so you should read the annual inspection date clearly when buying a car.
7. Insurance cost
When you buy a used car, you usually have insurance transfer. At this time, you can choose to renew your insurance, and buyers can choose insurance. Conventional insurance is car damage insurance, third party liability insurance, whole car theft and special insurance without deductible, and the insurance premium is paid. Among them, compulsory insurance, the deadline must be paid. Compulsory insurance is generally 950 yuan.
8. Maintenance costs
When buying a used car, you must choose a car in good condition. Don't choose a low-priced car just because it is cheap, or the maintenance cost of the car will be a headache.
Extended data:
Advantages of buying used cars
1. Economical and practical
Used cars are generally not the latest models in the current auto market. Usually two years behind. If you buy a used car of the same brand and model in a year or two, you can save thousands of dollars. In addition, with the rise in oil prices, the travel costs of citizens are also increasing. If the citizens are not well off, it is cost-effective to buy a car just for a walk.
2. Low discount rate
As long as any car is registered and settled in the vehicle management office, whether you use it or not, whether you use it more or less, its value is declining every year. Generally speaking, the depreciation is 20% after one year, 35% after two years and 50% after three years. According to the evaluation statistics of cheap used cars, the higher the discount rate of high-end cars, the annual discount rate will be as high as 65,438+0,000 yuan.
It doesn't hurt to scratch.
Many car buyers are novices and are often nicknamed "road killers". Due to the lack of driving experience and technology, they will inevitably scrape and bump on the road. When a new car is touched, it needs to be painted for maintenance, which is not a small sum. And buying a used car, even if there are scratches, this feeling of distress will be much smaller. You can use it as long as a small scratch is harmless. The problem is big, give the car a big renovation and beauty.
4. The parts are well matched
If you buy a newly listed car, once it breaks down, it is generally difficult to buy auto parts in many places, but if you buy a used car, you don't have to worry about buying auto parts anymore. Because the average used car is the model of two years ago, the auto service industry such as spare parts, beauty and maintenance for this car has been very sound and mature, and the auto parts are also abundant, so the owners generally don't have to travel around to buy auto parts.
5. Unpopular car
Used cars are divided into popular models and unpopular models, and the preferential margins of popular models and unpopular models in the market are also different. Similarly, the maintenance prices of popular and unpopular cars will be different in the future, including the purchase of accessories. So I suggest you buy a car and a Volkswagen model. Of course, unpopular cars are cheaper. Whether buying a new car or a used car, we should make rational consumption according to our own economic strength.