Recommend the first three credit cards and see which one is the best.
1, Pudong Beauty Credit Card
Pufa's beauty credit card can be said to have both face value rights and network rights. The first batch of UnionPay and Visa products are issued, and the UnionPay Platinum Card is free of annual fee and page fee.
In addition to the annual fee-free platinum card, there are many premium benefits waiting for you. New customers can get 88 yuan credit card payment at will, and spend more than 3888 yuan every month, which can be exchanged for movie tickets, fees, JD.COM coupons, etc. In addition, there are electric toothbrushes, suitcases, free parking, medical beauty discounts and Visa cashback.
2. Pufa Youth Card
Pufa Youth Card is designed for young people at first sight. The application threshold is low, the quota is good, and the important thing is that the annual fee is also exempted.
According to feedback from most card friends, Pufa Youth Card has a high card issuance rate, which is more suitable for young people who have just graduated, and can also enjoy double points 100% for specific daily consumption and cash withdrawal.
3. Pufa Forbidden City Cultural Co-branded Credit Card
Pufa's Forbidden City Cultural Theme Card is a credit card worth applying for and collecting. It focuses on protecting history and inheriting culture. Among them, "A Thousand Miles of Rivers and Mountains Map" has 50 pages, and others are free, but it is issued at 65438+100000, and the annual fee is free.
New users can get the Forbidden City cultural gift package by spending 188 yuan points within 60 days after getting the card, and they can get the upgrade gift package by spending 1888 yuan. In addition, there is also the right to pick up and drop off the plane at domestic airports, and there is a chance to get a jade pendant.
Nowadays, many credit card holders are raising their cards. The so-called card raising is to increase their credit card quota by using credit cards, get high credit cards and keep their credit information. If the user wants to keep a credit card, the following skills can be used to keep the card when using the credit card:
1. Use more credit cards: you need to use credit cards every month, and try to spend more than 10 every month to prove your spending power, so as to achieve the purpose of increasing the quota.
2. Balance your own consumption amount when spending: When using a credit card, it is best to ensure that your consumption amount is diversified, and don't just make large consumption or small consumption. Moreover, in the process of consumption, we must also ensure the diversification of scenes, not just in a single scene.
3. Don't use up the credit card limit when spending: Although it is said that credit cards should be used more, it is best for users not to spend more than 80% of the total credit card every time, and don't blow up the credit card every time, which is not conducive to raising the limit.
After users understand the skills of raising credit cards, many users also want to know which credit cards are worth raising. In fact, credit card support mainly depends on the credit card that suits you. Different users usually have different consumption types and suitable credit cards will be different. The following small series will introduce you to several credit cards that have been raised for the longest time.
1, China Merchants Bank Youth Card: This card is a credit card with low application threshold, which can be applied by college students who have just joined the work, and the withdrawal speed of the card is fast, which is more suitable for raising cards in the early stage.
2. Safe Car Owner Card: This is a credit card suitable for car owners and friends to raise cards. Car owners and users can get corresponding discounts by using this card to refuel.
3. Bank of Communications Wal-Mart co-branded card: This is a co-branded card of Wal-Mart and Bank of Communications. Users have corresponding discounts when shopping at Wal-Mart, which is suitable for users who often shop at home.
4. ICBC World Struggle Card: ICBC Struggle Card is also a kind of credit card, with low processing threshold and fast withdrawal speed. Novice card users can choose to raise a card.
5. China Everbright Bank Taobao Film Cool Black Co-branded Card: This is a credit card jointly signed by China Everbright Bank and Taobao Film. Users have corresponding discounts for purchasing tickets in Taobao movies, which is suitable for young people to apply for and raise cards.
In addition to AE Platinum, the credit card introduction of Shanghai Pudong Development Bank is also very popular.
Shanghai Pudong Development Bank has issued many credit cards. Among the many credit cards of Shanghai Pudong Development Bank, which ones are worth starting with? In this article, I will introduce the popular credit cards of Shanghai Pudong Development Bank. In addition to AE Platinum Credit Card, the following three credit cards of Shanghai Pudong Development Bank are also very popular!
AE Platinum Credit Card of Shanghai Pudong Development Bank
Among the many types of credit cards in Shanghai Pudong Development Bank, the following four credit cards are welcomed by everyone:
1, PUFA AE Platinum Credit Card
Many people apply for Pudong AE White just to exchange points for air miles. The proportion of points exchanged for air miles on this card is very favorable, with the ratio of 12: 1, and the maximum amount can be exchanged for 65438+ million air miles. And if you have enough assets in Shanghai Pudong Development Bank, the more points you accumulate through consumption, you can redeem an additional 50,000 air miles. Pufa AE Xiaobai will also give an unlimited amount of PP cards, which can enjoy unlimited free courtesy in airport VIP rooms in many countries and regions around the world, and can bring 7 people for free at a time. In addition to the rights and interests, the amount of Pufa AE White is also quite high, starting from 6,543,800 yuan.
2. Pufa Youth Card
Pufa Youth Card is specially designed for newly graduated college students, and anyone under the age of 30 can apply. The biggest advantage of PUFA Youth Card is that it has two credit lines. In addition to the credit limit of the card itself, the cardholder will be given a minimum dream money of 10000 yuan. In terms of annual fee, this card is free of annual fee for life, and it is also very suitable for young people who have just graduated, have unstable jobs and have little income.
Shanghai Pudong Development Bank Mengka
3. Pufa Dream Card
You can choose from five card organizations: VISA, American Express, UnionPay, MasterCard and JCB. Except UnionPay, dream cards of other card organizations can enjoy discounts such as cash back in consumption abroad. Another major feature of Pufa Dream Card is that you can DIY customize the card surface you want. This card is also free of annual fee for life, and as a platinum card, its application threshold is essentially the same as that of a gold card, so it will be easier to apply.
4. Pufa Beauty Credit Card
Pufa Beauty Credit Card is a newly launched card. It is easy for banks to release water when applying, and the success rate of issuing cards is relatively high. This card has an exclusive rights day every month. As long as the consumption in the current month reaches the standard, you can participate in the 6-election 1 redemption benefits on the exclusive rights day of the next month. Welfare includes all aspects of eating, drinking and having fun. Moreover, this card caters to the theme of "love beauty". Users can enjoy the benefits of oral medical treatment and beauty, and women who love beauty should not miss it. But men can also apply for this card. After all, as a platinum card, it has the quota and rights of a platinum card, and it is also free of annual fees, which is worth handling.
These are the four credit cards I introduced to you, namely, Pufa AE Platinum Credit Card, Pufa Youth Credit Card, Pufa Dream Credit Card and Pufa Beauty Credit Card, which should be popular in Pufa. You can apply to Shanghai Pudong Development Bank according to your own situation and needs. As long as you meet the requirements, the success rate of these four credit cards is actually quite high.
Which card is the best and hottest introduction of Pudong Development Credit Card?
With the advent of the Double Eleven, all walks of life have started the hot mode, and Pudong Credit Card is no exception. Double eleven benefits are sent in advance, and credit cards are sent at will. Then, which card is better for Pudong Development Credit Card? Today, I will sort out several popular card types for you, and there is always one suitable for you.
I. "Small Fresh Meat" Card: "Xback Heart Card" of Pufa Credit Card layman.
1, exclusive activity:
From now until 20 17 12 3 1, the top 5,000 customers who successfully apply for "One Heart Card" and recharge any page and finish the first brush will get 1 copy of the LAY album "Sheep".
2. Exclusive rights and interests:
I like to listen with one heart: all qualified consumers will be given the right to use QQ Music Green Diamond Deluxe Edition for one month;
A favorite: Any eligible consumer will get the membership rights of Iqiyi/Tencent Video/Youku Video 1 month (0 in 65438+3);
Love to eat wholeheartedly: if you buy any rights or complete any installment transaction, you will get a gift certificate of 100 yuan from a popular merchant in the bank and return it in the form of credit card payment the next month.
Second, the credit card that will make money: WeHotel co-branded card.
1, get a gift when you get the card:
UnionPay Platinum Card is free of annual fee and handling fee, which greatly simplifies the protection of rights and interests.
Accumulate WeHotel exclusive points by swiping the card;
Monthly consumption reaches the standard, and 0 yuan grabs the right of hotel accommodation;
Enjoy 12 month WeHotel gold card membership for the first time, plus WH combination discount.
2. Many preferential benefits:
Luxury five-star buffet: the upgraded version only costs 988 yuan;
1 yuan parking airport: 10 yuan parking for 2 hours, 1 yuan parking for 3 times for 48 hours;
Send a red envelope by swiping the card: the pen has a surprise, the highest is 4888 yuan, 100% wins the prize;
Play around the business circle: consumers enjoy random discounts, and national popular foods enjoy 50% discount;
Watching movies in Xiaopu: enjoy1watching movies in 0 yuan and watching dramas in 30 yuan;
Xiaopu Cuisine: Take-away group purchases can be reduced by up to 77 yuan per order.
Related:
Kumamon Theme Card Application Conditions of Shanghai Pudong Development Bank The following are some strategies.
What is the general quota of Kumamon theme card of Shanghai Pudong Development Bank? Do you have any skills to adjust the quota?
The above two types of PUFA credit cards are both PUFA credit cards, which are more popular and affordable.
Which credit card is good for Shanghai Pudong Development Bank?
The credit card issuance of Shanghai Pudong Development Bank has made a great breakthrough, and many cards are deeply loved by young people. Today, I will present six credit cards that Shanghai Pudong Development Bank is most worthy of handling for your reference.
1, American Express Platinum Credit Card
The most popular platinum card of PUFA Express is free of annual fee. Platinum card annual fee is expensive, and cardholders generally have to make great efforts to offset it. In addition, the rights and interests are favorable and there are many activities. AE Xiaobai has unlimited PP card rights and can accompany him for 6 times, which can be enjoyed free of charge in VIP rooms of more than 800 airports around the world. Free airport shuttle service three times a year, with points ranging from 12 to 1. The activities are very rich, covering eating, drinking and having fun. For example, luxury hotels around the world are free for 2 nights a year, and the meals are random1-50% off.
2. Pufa Super Platinum
This card is mainly for high-quality customers, and the conditions for handling the card are relatively high. Compared with the conditions, the rights and interests are very powerful. Free PP card, unlimited use of the airport VIP room, free to carry 3 people; 8 times in China and 4 times in foreign countries for free transfer; With 5 times points, you can redeem air miles at 2: 1 For hotels, high-end hotel members are free, Accor Hotel stays at 1 and gets 1.
3. Pufa Dream Card
Pufa Mengka is arrogant, diy. It is a high-end credit card that you can choose. Choose your own card organization, five major card issuing organizations, your own card face, and your own. The basic rights and interests can be exempted from annual fees and foreign exchange handling fees. As for other rights and interests, it depends on which card issuer to choose.
4. Pufa Shenzhou Royal Driving Card
This is a travel card, which can enjoy three platinum rights: the rights of special car platinum card in China, the rights of car Inc. platinum card, and the rights of Pudong Platinum Credit Card. In addition, there are exclusive customer service privileges: free vehicle upgrades twice a year, one year 1 time, and 20% free refueling service fee.
Global international car rental (Hertz) membership points discount and 10% discount.
5. Tencent Animation Co-branded Credit Card
Anime fans, don't miss this card. New customers holding Tencent Animation co-branded credit card can enjoy Tencent Animation 1 month VIP membership, 2 free movies, 500 reading points for the first time and 10Q coins. Isn't that great? Don't worry, you can't catch the play without members.
6. Pufa Youth Credit Card
Youth card, as its name implies, is the first credit card for young people, mainly for young people who have just graduated. You can enjoy the special rights and interests of young people, such as four exclusive secret tours throughout the year and watching movies for two. Friends who like Ning Zetao can choose Ning Zetao Card Noodles. Low threshold, easy to get off the card.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
main feature
① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit cards can promote commodity sales and social demand.
Financial management strategy
1, control the number of credit cards, enough is enough.
Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.
2. Keep credit card vouchers
Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.
For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.
3. Reduce cash withdrawals
Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.
Step 4 choose the right credit card
The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.
Which card type is better for Pudong Development Credit Card?
1. The application threshold for Shanghai Pudong Development Bank's Super Platinum is relatively high, mainly for Shanghai Pudong Development Bank's high-quality customers, but the corresponding rights and interests are also relatively good. Usually there are many business trips. Applicants who need airport services can consider applying for this credit card.
2. Pufa Dream Card The advantage of Pufa Dream Card is that you can choose your own card and it is very customized. If you want to choose your own credit card appearance, it is recommended to apply for this credit card.
Swiping a card on a POS machine is the most common way to use a credit card, and it is also a way to swipe a card online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the currency to be paid, select the corresponding POS machine, draw the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect with the bank, and input the corresponding amount. After receiving the information of remote payment, POS will print a credit card payment receipt (at least two copies), and the cardholder will sign the receipt after checking that the information on the payment receipt is correct. After checking the signature on the receipt and the signature on the back of the credit card (including the complete name matching and the basic handwriting matching), the operator sends the credit card copy and the credit card payment receipt to the cardholder. At this point, the credit card swiping program on the POS machine is completed.
1.RFID card swiping: swiping a card on an RFID machine is a new credit card usage mode and also a networking mode. When picking up the card, the operator must first check the validity period of the credit card and the cardholder's last name. Then, according to the issuing bank and the kind of currency to be paid, select the corresponding punching machine, input the corresponding amount, and lay the credit card flat on the sensor for no more than 10cm. After the RFID machine senses the credit card, it will send out a signal sound and then continue to run the program. After the remote payment receives the information, the printer (if connected) will print out the receipt of credit card payment, but unlike the previous method, the cardholder does not need to sign, which is faster and more convenient than the previous method. At this point, the card swiping induction program on the RFID machine is completed.
2. Manual pressure sheet: Manual pressure sheet is usually used without POS machine or networking. The pressing operation must have a pressure-sensitive copy of the Direct Purchase Order (at least two copies) and a telephone. The inspection before pressing the order is the same as that of the POS machine. Then, the operator prints the name, etc. Note the credit card on the purchase order with a card press, and write down the amount, date and other information, then call the authorization hotline of the acquiring bank, report the card information to apply for authorization, write the obtained authorization code on the purchase order, and the cardholder will sign it after confirming it is correct. After checking the signature, the operator gives the cardholder a copy of the credit card and the order form. At this point, the manual pressing procedure is completed. Authorized calls are usually made immediately. In some areas with poor communication or good credit discipline, merchants will encounter the situation that they will deliver the goods after signing the card to complete the transaction. Authorization will be completed in the future, but the merchant is at risk of encountering a credit card (if the customer pays with an invalid card and does not apply for an authorization code immediately, it will not be discovered immediately).
This concludes the introduction of Pudong Credit Card and Pudong Credit Card. I wonder if you found the information you need from it?