In principle, it should be necessary to sign and be present in person, but if you really have difficulties, you can first notarize the power of attorney and let the authorized person handle it on your behalf. The procedures for buying a house are as follows:

1. To buy a new house, you need to prepare the following materials: sign a deposit agreement, sign a sales contract to pay the down payment, sign a loan contract, mortgage contract, apply for birth certificate, ID card, marriage certificate (or Single certificate), household register, if you have children, the child’s birth certificate, provident fund account number.

2. When buying a new house, you need to confirm: confirm whether it meets the conditions for buying a house, whether it is the first house or the second house (it is also necessary to confirm whether the previous bank credit is good, which also affects the identification of the first house or the second house), loan The method is provident fund loan, commercial loan or combination loan.

3. Please pay attention to provident fund loans: You can only borrow a maximum of 300,000 if your provident fund account has been full for six months, and you can only borrow 400,000 if you have supplemented the provident fund. Provident funds are based on family units, and both husband and wife can borrow together, with a maximum of 300,000. For a loan of 800,000, the provident fund loan interest rate is much lower. Before buying a house, consider the cash on hand and down payment situation.

4. Procedures for buying a second-hand house: Determine the desired house source, make an appointment with the owner to view the house, confirm the intention to purchase the house, sign the sales contract and the "Second-hand House Sales Contract" with your ID card and deposit. The loan requires Pay the down payment, handle the property rights transaction and transfer, handle the land certificate transfer, pay the balance, move out the household registration, and hand over the house inspection. Extended information

If the contract stipulates that the developer will apply for the real estate certificate on behalf of the developer, the home buyer only needs to submit the materials. If the developer assists in the process, the developer can be required to hand over the required materials to the relevant departments to cooperate with the home buyer in applying for the real estate certificate.

When buying a house, the purchase contract can contain the names of several people. Usually there are no specific regulations, but there are differences when applying for a real estate certificate (real estate certificate). The real estate certificate is one person, one certificate. One owner, that is, the first person in the sequence with the purchaser, is the "Real Estate Warrant".

In the column that occupies the share of the house, the person who fills in the share of the house is ***Yes, while the other people *** hold the "Real Estate Rights ***Have (Use) Certificate", and in the column of the share of the house that they hold, The column is filled in with ***Yes. There are differences in the colors of the two certificates, one is blue and the other is green.

Baidu Encyclopedia-Real Estate Certificate