When filling in the check date, the specific acceptance date must be accurate to the year, month and day, and the figures must be capitalized. The amount of the check must be clearly written in what currency, and the amount must be written in capital letters and cannot be altered. In addition, after filling in the amount and date of the check, the drawer must also sign the front of the check and affix the financial seal and name seal. First, check the date to fill in the specification requirements
Issue date (in words): Numbers must be capitalized, and the capitalized words are zero, one, two, three, four, five, six, seven, eight, nine and ten.
(1) Zero characters must be written before February, and zero characters can be written before March to September. From 10 to 12, it must be written as 10/0, 10/month1day,1day.
(2) The zero word must be written before the 1 day to the 9th day, and the1day to the19th day must be written as the10th day and the 10 x day (for example, the same below).
Second, what are the precautions when filling out a check?
Pay attention to capitalization when writing checks; Don't change; Don't write the account number and name wrong. The front of the cash check should be stamped with the financial seal and the name seal (consistent with the bank's reserved seal), and the back should be stamped with the same seal. Fill in the payer's ID number and name on the back.
The transfer check only needs to be stamped with the financial seal and name seal on the front, and the others do not need to be stamped.
(1) Contents to be filled in:
1, date (in words);
2. Amount, amount in words is on the left; Digital amount;
3. seal. Special seal for finance and name seal of legal representative.
If you keep the password, you must also fill in the password.
Checks are the most commonly used bills in business activities, and business personnel should beware of the "check trap" when receiving checks, because the refund of bills will bring irreparable financial losses to enterprises. Now let's explain the "check trap" that may exist in actual business.
(2) About signature and seal
The signature and seal of the drawer on the check is the concrete expression of the bill debt. When a cheque is returned, it shall bear the responsibility of the drawer and repay the amount recorded on the cheque. Signature and seal should be stamped in the drawer column of the check, and stamped in other places, which will not have the effect of signature and seal, and it is an unqualified check. In practice, ticket collectors should pay attention to the following points:
1. Cheques without signature and seal cannot be accepted. A check with a white seal is an "incomplete bill" and has no legal effect. You must ask the drawer to seal it before you can accept it. Cheques with unclear signature or seal cannot be accepted. This kind of cheque with unclear seal or unknown seal is often bounced by the bank.
2. The signature of the check is only the drawer's fingerprint, and there is no other signature or seal. It is best to refuse. The signature on a check can be replaced by stamp, but not by fingerprint. Checks with stamps upside down are valid and acceptable. Cheques stamped with the wrong seal and then stamped with the correct seal are acceptable.
3. Put "?"in the drawer It's printed wrong. As long as the second stamp is the same as the original stamp in the bank and there is enough deposit in the account, the check is safe.
(3) About the time of issuing invoices
1. It's best not to accept a check without an issue date. A check lacking the date of issue is invalid, and the drawer does not have to bear any bill responsibility. If the drawer authorizes the payee to fill in the date, the payee should ask the drawer to issue a "power of attorney" as proof when accepting the check, otherwise he may be sued for forging securities.
2. After the date of issue is rewritten, it must be stamped at the rewriting place. If it is not stamped, the check will be dishonored by the bank.
(4) About the check amount
The amount of 1. is one of the items that a check must record, and it is also an indicator of the guarantee scope of the bill debtor. The amount of the check should be written in capital letters to show caution and prevent tampering. So once the amount is filled in, it cannot be rewritten, otherwise the check will be invalid. Regarding the amount of a check, we should pay attention to the following problems: a check with the word "yuan" omitted in the face amount column is unacceptable. The currency units commonly used in China are yuan, jiao and fen. Only digital records, no "yuan" records, its amount is difficult to determine.
2. An altered cheque with a written amount is invalid and absolutely unacceptable. You can't write zero on the check, but try not to accept checks with more zeros. If the number of digits has several zeros, write only one zero. For example, 50,005 yuan should be written as "50,005 yuan only" instead of "50,005 yuan only".
Cheques with a face value of "ten yuan only" are not accepted. Banking practice has special requirements on the writing of cheque amount. 10 yuan should be written as "ten yuan only".
It is absolutely unacceptable to write "20" on the check. 20 yuan's correct spelling is "20 yuan". If it is written as "20 yuan", the bank will refund it.
3. Can the transfer check be made out to individuals?
Transfer checks can be made out to individuals. The premise is that the nature of the personal account is the personal settlement account of the bank; If the amount of the transfer check does not exceed 50,000 yuan, it can be directly transferred to the personal settlement account. If the amount exceeds 50,000 yuan (including 50,000 yuan), it can also be transferred to a personal bank settlement account according to the relevant provisions of Articles 39 and 40 of the Measures for the Administration of RMB Bank Settlement Accounts, after providing the relevant payment basis to its bank.
The above are the standard requirements I have compiled about the date of the check. To sum up, we know that all kinds of bills and settlement vouchers filled in by banks, units or individuals are important basis for payment settlement and cash receipt and payment, and must be filled in correctly.