First, prepayment requires the signature of the owner of the real estate license, because the house is mortgaged to the bank and must be signed by everyone, also to avoid unnecessary disputes.

Second, this is a unilateral procedure of the bank, and there is no way. Generally speaking, the prepayment part is a one-time deduction. After the deduction, it is recommended that your passbook be printed in the bank, which will have the specific deduction situation and reasons, and the bank will not issue a new contract.