This depends on whether the money borrowed by the wife is used for the husband and wife to live together. If not, you don't have to return it. On the contrary, you need to bear the responsibility of repayment.

If it is used for husband and wife or family to live together, even if the husband and wife have debts, they have the obligation to repay them. If it can be proved that the debt is the wife's debt, the creditor can be refused to pay back the money. According to the relevant laws and regulations of our country, the debts owed by the wife belong to the husband and wife. When the wife is unable to repay, the husband should bear the responsibility of repaying the debts, and the debts owed by the husband should be repaid by the property.

The * * * joint debts of husband and wife include debts incurred by husband and wife to solve the common living problems of clothing, food, housing, transportation, medical care, etc., debts incurred by performing legal support obligations, necessary social activities, entertainment and other joint production and business activities, and debts incurred by husband and wife to support relatives and friends for raising children and supporting the elderly.

Specific standards for joint debts of husband and wife:

1, it means that both husband and wife * * * sign each other or one of them ratifies the debt of * * * afterwards.

The law allows husband and wife to reach an agreement on all property relations, including the debt burden. The two sides agreed that the debts borne by individuals are personal debts.

The agreement on personal debt can be concluded together with the agreement on property ownership or separately. When borrowing money, there is no agreement between husband and wife, but after borrowing money, if the other spouse ratifies that the husband and wife are in debt together, they should also be regarded as husband and wife in debt together.

2. Debts incurred by one spouse in his own name for the daily life of the family during the marriage relationship.

Including debts incurred to maintain the life of one spouse or their children, debts incurred to fulfill the obligation to maintain the life of both spouses or one spouse, and debts of other nature confirmed at the request of one spouse or creditor.

For example, buying family necessities, repairing houses, paying family living expenses, treating one or both spouses or even children, producing and operating, and other debts necessary for life. The debts owed by husband and wife to support their children and the elderly with their consent are also debts of both husband and wife.