2. Make an appointment with the bank account manager in advance;
3. Fill in the application form and sign it;
4. The bank will upload the application materials to the central bank, and the central bank will issue an account opening license after allowing the account to be opened, which generally takes 5 working days;
5. The bank account manager will inform the account holder to retrieve the certificate, U shield, etc.
6. The account holder can operate the account balance.
The above is the relevant content of the bank's account opening process for corporate accounts.
What is the company account for? Company accounts are company bank settlement accounts, including basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts. Those who meet the relevant requirements of relevant regulations may also open settlement accounts in different places. In company accounts, only basic account can withdraw money, but other accounts can transfer money and remit money. Regular units will have enterprise accounts, which can facilitate the liquidation of enterprises and is also a key factor to ensure the normal turnover of capital assets. Because corporate accounts can avoid the transfer and misappropriation of assets and improve the efficiency and effectiveness of the use of funds.
Banks require an enterprise to open only one basic deposit account, but can open multiple general deposit accounts. It should be noted that enterprises may not lease or lend bank settlement accounts, and may not use bank settlement accounts for profit. They need to use the bank settlement account according to the regulations. In addition to corporate settlement accounts, bank settlement accounts also include personal settlement accounts, which users can open in the name of natural persons with their personal ID cards.
What's the difference between public accounts and private accounts? 1. The handling conditions are different: the corporate account can only be opened if the company legal person certificate and business license are provided, and the private account can only be opened if the personal certificate is provided;
2. Different number of accounts: only one public account can be opened, and several private accounts can be opened;
3. Business is different: company accounts can only handle company-related business, while private accounts can handle business such as withdrawal, transfer and consumption.
This paper mainly writes about the knowledge points related to the bank's open account process.