Contents of cash check:
(1) Payer's account number and bank; The name of the payee.
(2) the amount.
(3) the use of money.
(4) Date of issue.
(5) Signature of the payer.
(6) Endorsement and date of endorsement.
Extended data:
Distribution process
1. Cheque purchase: After using the cash cheque, the customer should affix the reserved bank seal on the cash cheque application form, and pay a standard fee to receive a blank cash cheque.
2. Bills issued by customers shall be recorded in accordance with the Payment and Settlement Measures and the Basic Provisions for Correctly Filling in Bills and Settlement Vouchers. When issuing a cash check, it should be filled in with ink pen or black charcoal pen according to the predetermined page number order.
When issuing a cash check, the drawer must check whether there is enough balance in the bank deposit. The amount of cheque issued by the drawer must be within the balance of the bank deposit account, and a blank cheque exceeding the balance of the bank deposit account shall not be issued.
The bank will refund the blank cheque or cheque whose seal is inconsistent with the reserved seal, and impose a fine of 5% but not less than 1000 yuan according to the face value. The holder has the right to demand the drawer to compensate for 2% of the check amount.
The bank may give a warning and informed criticism to those who repeatedly issue a blank cheque or the cheque seal is inconsistent with the reserved seal, until they stop issuing cheques to the payee.
4 "drawer's signature" column should be stamped with the reserved bank seal. If the seal is lost or does not match, the bank will refund the ticket and impose a fine of 5% of the face value but not less than 1 000 yuan.
5, to strictly enforce the provisions of the validity of the check. The validity period of cheque payment is 10 day (unless otherwise stipulated by the People's Bank of China). The validity period starts from the day after the cheque is issued, and will be extended in case of holidays. The overdue check is invalid and the bank will not accept it. When issuing a check, you must fill in the date of the day, and you must not use a promissory note.
6. The time limit for presenting payment by cash cheque is 10 days. If the time limit for presenting payment is exceeded, the payer shall not pay.
7. When closing the account, the customer should return the unused blank cheque to the bank.
8. Cash checks are limited to the payee who presents payment to the drawee (the drawer's bank).
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