In addition, the premise of handling this business is that you have opened personal online banking and personal online banking external transfer functions. If you haven't opened it yet, please apply for opening this function with your valid ID card and online banking registration card at the local outlets that can handle electronic banking business.
You also need to be a U shield or password card customer of online banking. If you don't apply, you can apply for a U shield or password card while opening the external transfer function.
Please note that when you make international remittance through the Internet, you must first confirm that you can select the correct bank information of the collection account through online banking, otherwise you cannot complete remittance to overseas accounts through the Internet.
You can operate through online banking "International Remittance"-"Domestic Remittance".
Domestic remittance support currencies: British pound, Hong Kong dollar, US dollar, Swiss franc, Singapore dollar, Swedish krona, Danish krona, Norwegian krona, Japanese yen, Canadian dollar, Australian dollar, euro and New Zealand dollar.
You can submit the remittance instruction between 02: 00 and 22: 30 from Monday to Friday, and our bank will process the remittance instruction in real time from 9: 00 to 16: 00 from Monday to Friday, and postpone it in case of holidays (if you submit the instruction after Friday 16: 00, our bank will start processing it at 9: 00 next Monday).
Our bank deducts the funds in the customer's payment account in real time according to the customer's remittance instruction, and sends the payment information overseas in real time from 9:00- 16:00 on Monday to Friday. The payee's arrival time depends on the overseas payee system.
Fees, including handling fees and post and telecommunications fees, are automatically deducted from the payment account designated by the customer. The handling fee is charged at 0.8‰ of the amount remitted by the customer, with a minimum of 16 yuan and a maximum of 160 yuan. Posts and telecommunications fees are charged at 100 yuan/transaction. For foreign exchange remittance in foreign currency cash account, our bank will also charge remittance fee according to the foreign exchange quotation of the day, and the charging standard is: (spot foreign exchange selling price-cash buying price)/remittance amount.
Precautions:
1. The remittance account must be a current multi-currency banknote account or remittance account in your online banking registration card (Peony Card, Peony Card -e Times or Financial Gold Card), and the remittance fee payment account must be a RMB account in the registration card. When customers remit money, they need to digitally sign the remittance instruction.
2. In order to ensure the timely processing of remittance instructions, please select the correct receiving bank and region, and enter the correct collection information such as collection account number and account name.
3. According to the regulations of the State Administration of Foreign Exchange, your remittance can't exceed 2000 dollars or equivalent foreign currency; Daily accumulative total cannot exceed 10000 USD or equivalent foreign currency.
In addition, China is a country with foreign exchange control, so it is impossible to use RMB for overseas remittance business. Before handling this business, please go to the counter of local designated outlets to purchase foreign exchange for personal reasons, convert each RMB into RMB, deposit it in the above registration card type, and then handle domestic remittance through online banking.
Conditions for purchasing foreign exchange and relevant regulations:
Scope of foreign exchange purchase by domestic individuals:
China citizens who hold resident ID cards, military ID cards and armed police ID cards of the People's Republic of China.
Purpose of purchasing foreign exchange:
Study abroad at one's own expense (tuition and living expenses), travel abroad, business trip, visiting relatives, medical treatment abroad, pilgrimage, training abroad, employment, international exchange, settlement abroad, labor service abroad, mail order fees abroad, payment of membership fees of international organizations, and assistance to immediate family members abroad. It also includes the purchase of foreign exchange under current account such as overseas consultation, other service trade expenditure, goods trade and related expenditure.
Currency of foreign exchange purchase:
The currency of foreign exchange purchase can be any of nine freely convertible foreign currencies: US dollar, Hong Kong dollar, Japanese yen, Euro, British pound, Australian dollar, Canadian dollar, Singapore dollar and Swiss franc.
Quota management:
(1) According to the annual total management, each person can purchase the equivalent of 50,000 US dollars (inclusive) with his/her valid ID card every year.
(2) If the purchase of foreign exchange exceeds the "annual total of US$ 50,000", the real demand voucher designated by the outlets shall be handled according to the actual amount indicated on the voucher, and the amount is not limited.
The purchase of foreign exchange within the total annual amount can only be handled by my legal identity certificate;
If the total annual foreign exchange purchase needs to exceed the equivalent of US$ 50,000, it is suggested that you can provide the specific purpose of foreign exchange purchase so as to provide you with detailed proof materials.
Due to the slight differences in different regions, you can directly consult the local 95588 for specific regulations and network information.
In addition, there are only two kinds of express remittance cards, single currency and multi-currency, instead of dual-currency cards.
If basic account is a multi-currency account, it is a multi-currency card. If basic deposit account is a single currency, it is a single currency card. Only smart cards or e-Times cards with current multi-currency accounts in basic deposit account can accept overseas remittance business.
Domestic foreign exchange remittance conditions:
(1) The payee provides the remitter with the current one-card card, card number, account name and the names of banks (including branches and savings offices) with the current multi-currency account in basic deposit account; Remittance postscript should indicate "cash" or "cash remittance" according to the actual situation.
(2) It must be handled by cash and remittance of the same nature between personal deposit accounts of the person or his immediate family members. Immediate family members refer to the relationship between spouse and father (mother) and son (daughter). For domestic remittances with different household names, it is necessary to check the household registration book or notarized documents to prove lineal relatives and keep a copy before processing.
(3) The remittance currency can be any currency currently opened by the Bank.
(4) Collection outlets: As long as your collection account is a designated type account opened in our bank, you can collect money without specifying outlets.
(5) For other information, please consult the local 95588.
Finally, if you want to check the foreign exchange rate of US dollars, please log on to our website www.icbc.com.cn and click "Foreign Exchange" to check the relevant information.
If it is not the above question, please describe in detail what you mean by "dollar data" To help you solve it as soon as possible.