It should work. This bank card is signed with a ballpoint pen. The signature of carbon pen is not easy to dry (blow dry), and the handwriting is blurred when it meets water.
Can't I use my credit card without signing it?
1. The bank stipulates that the credit card needs my signature to take effect. .
2. But in actual use, many merchants will not ask for this, as long as you sign the cardholder's name and know his password. .
3. If the credit card is stolen, the cardholder fails to contact the customer service within the time specified by the bank. The bank does not assume any responsibility, and all responsibilities are borne by the cardholder. .
What pen should I use to sign the back of my credit card?
The safest way is to use a ballpoint pen and write patiently until the handwriting is dry.
In any case, don't use the usual pen or pen. It's not easy to sign with that pen, it's spent at the touch. Even if it is dry, it will still flower when it is wet, and it will be ugly when it is spent.
I thought the oil-based pen was ok, but some friends found that the quality of the oil-based pen bought in the market was very poor, and it still cost money to write it on the signature.
Before signing, you'd better find a piece of paper and practice signing before signing. If the label is deformed accidentally, it will affect your future use.
What pen should I use to sign the back of my credit card? It is best to use credit card endorsement to do this.
When we received the credit card, there was a reminder in the credit card description in the card letter, please sign on the back of the credit card, but many card friends ignored it directly. In fact, it is necessary to sign on the back of the credit card. Let's first introduce why we should sign on the back of the credit card and what kind of pen we should use to sign it.
Why sign on the back of the credit card?
The biggest reason for credit card signature is that it is the main proof of overseas credit card consumption, and its security is equivalent to the transaction password. After all, foreign credit cards are different from domestic credit cards. You don't need a password, but you need to sign the transaction. If there is no signature on the back of your credit card, you can't make a transaction.
In addition, if the credit card is stolen because the merchant fails to check the signature, the risk of credit card theft shall be borne by the merchant. Seeing this, everyone knows the importance of credit card endorsement.
So, what pen should I use to sign the credit card?
Some card friends will choose ink pen and ink pen to sign, but these are not suitable. Your fingers will fall off when you wipe them. Even if it is dry, it will burn if it touches water or hands.
Therefore, it is suggested that the double-headed oily marker pen must be oily, because this kind of pen is also water-based, generally only one or two yuan. After signing, cover it with absorbent paper such as newspaper and toilet paper, and rub it repeatedly, and it will be OK.
In addition, it is best to keep the font consistent with the usual signature when signing, and try to avoid the font being too neat, otherwise it will be easily imitated. You can't alter it after signing, otherwise the signature is invalid. If it is wrong, it is recommended to apply for a new card from the bank.
The above is the introduction of "what pen to use for signing on the back of credit card", I hope it will help everyone. In short, the signature on the back of the credit card is very important. Everyone must sign with the most suitable pen according to the signature method introduced.
What happens when you apply for a credit card without signing a contract with the bank?
The main purpose of the bank's request for customers to go to the business outlets for face-to-face signing is to verify the identity of the applicant and confirm whether the cardholder himself applied for it. Only when the interview is passed can the user activate the credit card normally. If you don't go to the interview within the validity period of the interview, the bank will automatically give up applying for a credit card, and users can't reapply for a credit card through the online channel for a period of time (usually 90 days). However, if the credit card passes the preliminary examination and does not go to face-to-face signing, it will not have much impact on personal credit reporting, nor will it affect the handling of other financial businesses.
Nowadays, many people apply for credit cards online. If you apply for the first card, you have to go to face-to-face visa, while some banks pass the preliminary examination and then face-to-face visa, and some banks need to face-to-face visa and then face-to-face visa. If it is the latter, you will receive SMS confirmation at the outlet, which is actually asking for an interview.
In fact, the purpose of face-to-face interview is for the bank staff to confirm the applicant from two aspects. One is to confirm that the original valid ID card is my own card through photo comparison, and the other is to confirm the authenticity by asking questions and reviewing the information on the application form. Finally, let the applicant sign the application form, indicating that the applicant agrees to abide by the relevant provisions of the credit card contract.
If you don't want it, you can skip the interview. Usually the bank will set a confirmation period. If you don't go to the outlet to confirm in time, the staff can't verify the applicant's information in person to confirm that you have a card, so don't give it. It also means that users voluntarily give up their applications. If you want to continue to apply in the future, it will take some time, usually about 90 days. Furthermore, users choose to give up in the face-to-face signing stage of credit cards, which will leave a bad impression on banks, which may further affect the pass rate of the next card application.
Generally speaking, the purpose of a credit card interview is to verify the identity of the applicant. Generally speaking, it is mainly aimed at users who apply for new cards online. Although it may not be possible to get off the card by going to the outlet to confirm, there is still a chance compared with not confirming. Of course, if you don't want a credit card after passing the preliminary examination, you don't have to confirm it, but Bian Xiao still suggests waiting until it is really necessary to apply for a credit card. After all, the credit report will leave a credit card approval inquiry record.
Can I not sign the credit card given by the bank?
It is okay not to sign the back of the card when holding the card, and it is also okay not to sign the transaction without a password. However, I suggest signing. Although some people think that it is safer not to sign, here, safer means that the specific responsibility sharing may have certain advantages because the cardholder does not sign, but the most important thing in credit card security is to prevent theft, not how to allocate responsibility after being stolen, so signing is safer.
This is the end of the introduction about whether to sign a credit card and how to apply for a credit card without my signature. I wonder if you found the information you need from it?