1. If you claim a disability from the insurance company after a traffic accident, you cannot get it without the signature of the driver who caused the accident. It means that there is a dispute, and only when the dispute is resolved can a claim be made. In addition, if the insured is the driver responsible for the accident, only the driver responsible for the accident can go to the insurance company for compensation. The victim has no right to go directly to the insurance company for the accident disability assessment.

2. Explanation: If the insured has no dispute with the above list, it will be signed and taken into effect as the basis for the insurance company to settle the claim. Therefore, it must be signed, and it is a matter between the driver and the insurance company. The victim has no right to directly Find an insurance company.

Legal basis: Article 3 of the "Specific Process for Traffic Accident Insurance Claims" To handle claims procedures, the insured should bring their driving license, insurance contract, accident liability certificate and other relevant documents when going to the insurance company to handle claims procedures. The insurance company should assess the damage to the vehicle within 48 hours, and the policyholder cannot repair the vehicle until the damage is assessed. The insurance company should issue a vehicle damage assessment list, clarifying the cost and labor hours of replacing parts and repairing the vehicle.