After the approval, it is shown in the loan that the loan will be successful soon, and it takes 1-3 working days to complete the payment. General loans of less than 20,000 yuan will be received within 24 hours, and those of more than 20,000 yuan will be accepted automatically, and will be submitted for manual treatment on the next working day. In case of system upgrade or system maintenance, the lending time will slow down. Also, the specific arrival time depends on the speed of the bank collection system of your bank card.
However, the specific arrival time depends on the speed of the collection system that binds your bank card. It should be noted that there will be no loan on weekends, and normal repayment can be made on working days.
Generally, the funds arrive at the payee's bank at 9:00- 16:00 on weekdays, but the time to reach the payee's account depends on the payee's banking system. During holidays and other time periods, if the loan amount is less than 20,000 yuan, it will arrive at the receiving bank within 24 hours, and the funds above 20,000 yuan will be automatically accepted and submitted to PBOC system for processing the next working day.
In addition, if you encounter system upgrade or system maintenance, the arrival time will be extended and you need to wait patiently.
According to the official customer service answer of Jiufuwanka, Jiufuwanka can still submit the application on Saturday and Sunday, but if it has not been received for the time being, it may be because there are a large number of people or the system is being maintained.
You can open the announcement in the upper right corner of the homepage, check the details of the recent announcement and consult customer service on weekdays.
Generally speaking, the payment speed of Jiufuwanka mainly depends on your personal credit and your collection bank card, and then you can apply for a loan during working hours and get it immediately.
If Jiufuwanka fails to receive the account, you can contact the customer service staff of Jiufuwanka on your own initiative. The customer service telephone number is 400-8 10-88 18, and it's not a problem with Jiufuwanka. Then contact the collecting bank to see what's going on.
In order to get the loan to the account as soon as possible, here are some precautions for everyone.
1, application materials.
If you want Jiufuwanka to lend money as soon as possible, you must pay special attention when filling in your personal information. Don't fill in the wrong information. In addition, everyone should pay attention to maintaining the consistency of information and avoiding inconsistency.
2, keep the phone open
After you submit the loan application, you should pay attention to keep your mobile phone open, because Jiufuwanka may conduct telephone audit on you. If you can't answer the audit call in time, it will greatly extend the time for the loan to arrive.
3. Don't modify the account after application.
Do not modify the account information after submitting the loan application, especially after completing the telephone audit. If the account is modified before lending, it may be considered abnormal, which may lead to the extension of lending time and even the failure of lending.
Extended data
Jiufuwanka is an Internet credit product. Jiufu Wanka is an intelligent credit account product launched by Jiufu Digital Group, which is similar to personal virtual credit card. Users get a certain credit line through real-name authentication and risk assessment, enjoy credit line installment, mall shopping installment, credit card management and other services, and link all users and scenes of Jiufu.
Jiufu Wanka App is operated and managed by Zhuhai Jiufu Xiaojin Technology Co., Ltd. It is an APP driven by digital technology, connecting users and scenes, and providing credit information service and management. It mainly provides information technology services such as information consultation, credit evaluation, big data analysis and credit management for mass consumers and specific institutions.
How long will Jiufuwanka last?
Many users use Jiufuwanka for consumption and loans. Jiufuwanka often needs maintenance, so how long will it take? Let's take a look at Bian Xiao!
I. Maintenance Time of Jiufuwanka
The maintenance time of Jiufuwanka is related to the maintenance reasons. In this case, if you just restart the service of Jiufuwanka's server, it is related to the maintenance of the server, which usually takes several hours to complete. However, if the server reports an error or there are serious loopholes in the app of Jiufuwanka, then the staff needs to maintain it. The maintenance time caused by this reason is difficult to determine. When Jiufuwanka enters the maintenance stage, relevant announcements will be displayed to remind users that users only need to pay attention to the announcements if they want to know the maintenance time.
Second, the launch of Jiufu Wanka
Jiufu Wanka is a product of Jiufu Technology Co., Ltd., mainly an intelligent credit account product. Jiufuwanka is just a connecting platform that unites a number of banks, financial institutions and Pratt & Whitney platforms to provide users with digital financial solutions and match smart digital accounts. Jiufuwanka aims to create a new digital account for young people. This account can not only support multi-scene consumption payment, ordinary borrowing and shopping, but also has the intelligent function of managing customers' personal accounts. The more personal credit customers accumulate, the wider the technical services they enjoy in digital accounts. Pregnancy is a development concept with digital technology as its core, so it has great prospects.
Three. Brief introduction of Jiufu Digital Group
Jiufu Digital Science Group belongs to an enterprise whose main type is scientific and technological innovation. Jiufu Technology Group, as the head office, does not carry out related specific business, but is only responsible for the strategic planning and development of its subsidiaries and platforms, as well as related investments and mergers and acquisitions. The company mainly has five related business segments: digital technology, digital account, digital HP, digital wealth and digital international. And Jiufu Group became the first member of China Internet Finance Association in 20 16, and was elected as the governing unit in the same year.
How long does it take to review Wanka?
1-3 working days.
It takes about 1-3 working days to review Jiufuwanka, and it takes about 1-6 days to start lending after the approval. In case of holidays, there will be delays, and the specific time shall be subject to the actual arrival time. After more than 6 working days, you can contact online customer service or call the customer service hotline on Jiufuwanka APP. Fill in the loan information truly and effectively, and avoid holidays as much as possible when submitting the application materials, which can effectively shorten the arrival time. The pass rate of Wanka loan is quite high. Basically, you will be asked to submit information first, and then you will be given a quota. After the quota is established, it needs to be reviewed before lending. Jiufuwanka will not limit the number of loans as long as there is a quota. With revolving credit line, one credit can be reused. Some users reported that Jiufuwanka had a loan for four times, and some users said that they applied for a loan in Jiufuwanka twice. ____
Jiufu Wanka is a well-known online loan product launched by Jiufu Group Company in China, which is relatively formal. Many loan users are using this product. To borrow money on this platform, users need to have a good credit record, reach the corresponding sesame credit score, and have a stable job and income to obtain a certain loan amount. On this platform, loans overdue will be charged corresponding liquidated damages, which will also affect personal credit. Jiufuwanka introduced the Internet arbitration mechanism. If the user fails to repay the loan for a long time, he will apply for arbitration. After receiving the notice of arbitration, the debtor must repay it in time, otherwise its assets and bank deposits will be frozen, and if the circumstances are serious, it will bear legal responsibility.
How to repay Jiufuwanka in advance?
Jiufu Wanka is a well-known online lending platform under Jiufu Group. Borrowing money on this platform is more reliable, but the loan interest is higher. For many users, if they have money, they want to pay it off in advance. Jiufu Anka also supports early repayment, and the borrower only needs to pay off the outstanding principal and interest, service fee, penalty interest and principal in 2022. Users want to repay in advance, and the process is simple. You can complete the prepayment operation through my-my bill-bill-bill details on Jiufuwanka page. It is worth noting that the last installment of the bill is overdue and you cannot apply for early repayment.
(Jiufu Wanka APP version is 4.0.4)
How long does it take for Wanka to lend money?
It takes 1-3 working days to complete the loan. You can't borrow money on weekends. Please wait patiently, and you can pay normally on weekdays. If there is system upgrade and maintenance, the lending time will also become late. Under special circumstances, the loan period of Jiufuwanka may exceed 3 days, and the rest day may be postponed.
Credit card application: In most cases, citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants. The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , with the applicant's autograph. After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor. Usually, the bank will review the information and economic situation of the applicant according to the application materials to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.