It mainly depends on personal habits, but it should be noted that all confidential transactions are considered by the card organization to be the cardholder's own transactions, and it is impossible to refuse to pay or make insurance claims.

However, at present, in some countries, it is mandatory to check/take measures for chip cards. It is recommended that you set the cash withdrawal password in time after you apply for the card. You can call the customer service phone/hotline 400-669-5566 or 400-669-5569 to set it.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.