1. The individual joint account shall be managed by 2-3 individual customers who have reached the age of 18 and have full civil capacity. All applicants for joint accounts must hold valid identity documents specified in their own real-name registration systems and go to the counter of BOC outlets together.

2. The initial deposit amount for opening a joint account is RMB 50,000 (inclusive), and all the funds can be moved only after all the joint customers are present, so as to truly realize joint management and ensure the safety of funds.

3. Opening an account shall meet the following requirements:

(1) Applicants for joint accounts shall provide valid identity documents of all account holders. The applicant for a joint account shall go through the application procedures for opening a joint account at the counter of the business outlet where a wealth management account has been opened in this area. (2) Applicants for joint accounts are required to * * fill in an application form for individual joint accounts, agree on relevant business methods, and sign an individual joint account management agreement.

Extended data

1. The joint account is the electronic account under your business operation card. You can conveniently conduct business operations related to a joint account through the business operation card, card password and sub-account serial number corresponding to the joint account.

2.

For the withdrawal of funds from joint accounts, the bank provides two ways: "* * *" and "authorization". * * * * All joint account owners go to our business outlets with their respective business operation cards * * * to handle authorization "means that all joint account owners are authorized to handle it independently through our business outlets, e-banking and ATM machines with their business operation cards within the agreed" authorized withdrawal cumulative limit ".

References:

Industrial and Commercial Bank of China: Individual Joint Account