There are two possibilities for Ping An Pratt & Whitney's electronic signature not to be written. One is that the mobile phone does not support it, so you can try changing the equipment. The other is the network problem. You can try a wireless network with a better network speed.

Recently, criminals' fraudulent activities by using "electronic signature" technology have intensified. Among them, Ping An Pratt & Whitney has the largest volume and the most rampant criminal behavior. The main methods are as follows:

Method 1 "stealing concepts":

For the first time, the handwritten signature image of the signer was used as the "electronic signature" of the electronic contract on the mobile APP, and then the digital certificate of the electronic signature was forged through the electronic contract signing platform controlled by Pratt & Whitney.

Or send the handwritten signature image to the electronic signature certification authority, and issue a digital certificate of electronic signature to prove that it is an electronic contract signed and effective by the signer.

The problem of this method is that the signature on the electronic device is not equal to the legal electronic signature generated by the electronic signature data, but an invalid signature.

Method 2 "drawer's contract":

Using the contract displayed on the mobile APP, the following design check box attachments are 1, 2, 3, 4, 5 ... charging contracts.

Ping An Pratt & Whitney business personnel will help you operate the software under the pretext of not being familiar with the APP operation page, and quickly check the attached contracts below, so that the signer can sign multiple contracts without knowing it.

In court, the lender will be judged to lose the case because the signer did not operate the APP himself, and there was his own fault, which did not affect the validity of the contract.

However, the signature at this time still has the problem of method one, which can not be called "electronic signature" in law and is ignored by most judges.

Method 3 "signature theft":

Firstly, let the signer sign an irrelevant electronic document of authorization and consent on the mobile APP, obtain the signer's signature pattern, and send it to the electronic signature certification authority.

The certification body issues the electronic signature certificate to Ping An Pratt & Whitney, the controller of the APP platform, and Ping An Pratt & Whitney uses the data of the electronic signature certificate to randomly put the signer's "electronic signature" into a contract that the signer has never seen before to make it effective.

The electronic signature obtained by this method looks like a legal signature, but the control right of the electronic signature does not belong to the electronic signer, but is illegally possessed by Ping An Pratt & Whitney, which belongs to signature theft.

The above methods seem to be legal and have sufficient evidence, but in fact they are full of loopholes, which confirms the illegal facts of Ping An Pratt & Whitney.