When we drive out, we will inevitably encounter some unexpected situations. If we are not careful, we may easily collide with other vehicles. So do you know what driving accident cases we need to take warning from? The following are I have compiled driving accident cases for you, hoping to help you.
Cases of Driving Accidents
1. Ningbo Shuguang Road
It was around 12 o’clock in the evening. Several classmates and I had a late-night snack at the fishing wheel factory. When they went home, I took a small road, which opened onto Shuguang Road. Not long after I took out my driver's license, I turned left at the intersection without looking left and right. Shuguang Road after the exit was only two lanes, so I I heard a sound when I was turning left. I knew that I had crashed. The other car was a Mitsubishi. There was a dent on the left front of my car, and the same was true on the right front of my car. Being inexperienced, I didn’t know what to do. Okay, the other car owner told me to either pay 500 yuan or call the traffic police. I called my colleague, who told me not to keep it secret, so I called the insurance company and the traffic police. The traffic police came and dealt with it because I turned left. I should have been allowed to go straight, so I was fully responsible. The traffic police took away my driver's license and driving license. I thought they were going to detain me at the time, and I was even more nervous because I was going to visit a grave the next day. Of course, this was just my imagination. In the end, the traffic police gave each of us a processing sheet, and returned my driver's license and driving license to me. We also made an appointment to go to the repair shop together another day. The matter was settled. Finally, at the repair shop, he estimated the price at more than 800. I estimated the price to be more than 600, and everything was paid by the insurance company. This was the end of my first experience, and I was always friendly with the other car owner. In the end, we even exchanged phone numbers, and we could cooperate on any business.
2. The intersection of Sanbanqiao Street and Changchun Road in Ningbo
It was raining very hard that day. I came out of Sanbanqiao Street and planned to turn left into Changchun Road. There was no traffic light at the intersection. , so I stopped at the intersection for a while. I looked to the right and saw a big truck. So I waited for the big truck to pass by, then started and turned left. Unexpectedly, a battery car just passed in front of me, and there was a sound, I stopped the car immediately. I knew that I had hit the battery car. The owner of the car was an old uncle. I got out of the car and immediately expressed my great apology. Fortunately, the old uncle's car was broken into pieces, but there were not many problems and there was no blood stain. , the car didn’t start with too much force, but things happened anyway. Because there was an emergency at that time, I left the phone call with my old uncle, and agreed to deal with it together the next day when the rain stopped, but I didn’t know that I left the scene. Without the police, the consequences would be serious.
The next day, we arrived at the battery car repair shop. I called the police. When the police came, I described what happened. Unexpectedly, the policeman’s attitude was extremely bad. He basically said that he left the scene without a trace. Put it under his control, saying I wasted his time, and so on. I know it is unreasonable for me to behave like this, but no matter what, as a police officer, you have to tell us the correct procedures instead of having this attitude. At that time, I just said He argued for a while, and there were many people watching. I said to everyone: "Is this the attitude of the police? Listen to me and tell us what we should do." ?Faced with such a scene, the policeman said that I was inciting the crowd and asked me to get my driver's license. The old uncle saw that the situation was not right and kept saying good things to the policeman. Only then did we know that we could go to the traffic police brigade to deal with it.
We arrived at the Haishu Traffic Police Brigade. There were a lot of people. We each filled out a form and wrote down what happened. The policeman’s attitude was much better and he told me to call the police in time in the future. Forget it this time and help. They handled it for us and wrote a list. I took this list and called the insurance company. The insurance company valued the battery car, which was about 800 yuan. And because I felt very embarrassed, I even bought the old uncle’s raincoat. It was damaged, so I gave him a raincoat as compensation and a bucket of arowana as a gift. The old uncle was also a very nice person and was always kind and reasonable. He accepted the raincoat, but the arowana refused to be accepted. I paid him the compensation. After that, the old uncle's battery car was probably brand new, and the matter was resolved perfectly.
3. Ningbo Metro Bridge
This is the bridge next to Metro. I was at the intersection at the time. When the light turned green, I went straight and planned to turn right to enter Huancheng South Road. At this time, a Camry turned left and roared past. The front left side of my car clearly felt the impact. I concluded that this car came over in a hurry when the yellow light flashed, but I didn't know that we were already on the road. When the light turned green, I was so confused that I didn't stop, thinking that the collision was not very serious. I was afraid of trouble, so I let him escape. Later, I stopped to check and found an obvious dent on my left front. In desperation, I went to the Yinzhou Traffic Police Brigade. After describing the matter, the policeman told me that you had already left the scene, so how could you issue a bill casually? I expressed my helplessness and ignorance, and the policeman finally issued a bill for me, but this bill was covered by insurance. The company could only pay 70% of the compensation, so I advanced 30% myself, which was nearly two to three hundred yuan. This incident made me remember things again.
4. Qinqiao
It was off-duty time, and cars were lined up on the entire Qinqiao bridge. My car moved slowly, planning to get off Qinqiao and turn left into Lingqiao Road. , I was confused at the time and didn’t know what I was thinking. I moved slowly but didn’t have time to hit the brakes. ?Bang?, a Jetta was hit by me. I got out of the car and it seemed like nothing was wrong. He was fine and so was I. But we still drove to the roadside and dealt with it. At that time, there were several passengers in the Jetta taxi, who were from Shanghai. Because the traffic police were very busy directing the traffic, they did not deal with it in time (but it was within 10 minutes), and they were cursing beside them. , I was really annoyed and asked them where to go. They said to go to Nanyuan Hotel. I said that place was only more than a kilometer away from here, but they still didn't want to. I said, take another car, this car's I paid the money for you, so I paid the taxi driver ten yuan and sent them away. After the traffic police dealt with it, they gave each of us a bill to assess the damage another day, but in view of the car and my There weren't many problems with the car. The Jetta taxi hasn't come to me yet. As a result, I paid for it myself. Because I couldn't get the other car owner's compulsory traffic insurance policy, I had to pay an extra 100 yuan.
5. The intersection of Xinhe Road and Caihong South Road
The car was going straight and I stopped at a red light, but the Elantra behind did not stop and hit my car. There wasn't much problem with the butt of my car, but his car was seriously damaged. I heard that the car was being taken care of next to him. This time, he was fully responsible, so I took the bill and waited for their insurance company to find me another day. The next day, their insurance company I was given a loss of 800 yuan, and a few days later, I issued an invoice and sent it over. This guy immediately called me the money. The matter was resolved satisfactorily, and both parties had a good attitude.
6. Xinchang Hotel Parking Lot
After playing table tennis, I picked up my car in the parking lot. When reversing, I accidentally hit a Yueda Kia. The parking lot management staff immediately They came over and asked me to make a copy of my driver's license and driving license. I left my business card and 200 yuan and told them to come to me if they found the owner of the car the next day. At that time, Ningbo had implemented a self-handling method for accidents under 2,000 yuan. I thought We went to the claims center the next day to handle it, but little did we know, it wasn't as easy as I thought.
The next day, I got a call and drove to the parking lot. The car owner looked at me very angrily. We called the traffic police, thinking that the handling would be as simple as the previous times. When the traffic police came, After getting to know each other, my words made things very complicated. He asked when it happened, and I said, "Last night?". To be honest, I didn't get sympathy from the traffic police because the time was wrong, so they didn't give me any information. When opening an order, I thought I could handle it like the last time I bumped into a battery car. After wasting nearly half an hour talking, I came to the Haishu Traffic Police Brigade. The policeman was very arrogant. I will never forget that look. I am a banker myself. It also belongs to the service industry, and the service requirements for employees are very strict, but this is not the case for people in the administrative department. I have met good police officers, and I have also met such tough and condescending police officers. We have no choice but to leave the office and work privately. deal with.
In fact, the car was an out-of-town car and it no longer complied with the regulations of self-handling. I should have called the police after wiping the parking lot the night before, but I felt that I couldn’t find the other person, so I gave up. In fact, the traffic police They had their own way to find the car owner, and the handling the next day was delayed a lot of time because the other car owner was very uncooperative. Because the police would not issue a bill, they could not go to the insurance company to claim compensation. In fact, it was just a black hole, cleaning the car. How serious could it be? The car owner asked me for 700 yuan, and finally the deal was made for 600 yuan. I was so heartbroken that I gave the money to him. This incident has always made me angry. Of course, the most regretful thing is that I regret it.
7. The intersection of Sanshi Street and Sanshi Kindergarten
The Sanshi Street is very crowded, as everyone in Ningbo knows. When I drove there that day, I was hit by a Dongfeng minibus. When the police came, we each gave each of us a bill to handle on our own. We drove to the Bona Claims Center, filled out the bill, and the insurance company made a valuation. Since we were both insured by Continent Insurance, things became easier and we opened the bill. I went for repairs and issued an invoice for reimbursement. This was probably the smoothest thing I had ever done in handling the accident. The other car owner also had a very good attitude. Of course, I have always been a good person. I ended the accident handling in a friendly manner. I gave him a business card. , and told him to come to me for future loans, haha.
8. Shaoxing
Driving into the scenic spot and passing by the non-motorized lane, I clearly saw a battery car in front of me riding from the right side of my car to the left, but the man kept going to the right. Look, I stopped the car, but he still bumped into me and hit the right side of my car. It was obviously his fault, so I told him, you don’t have insurance, I have insurance, if you call the police, you will have to pay more. It’s not cost-effective. You can pay me 200 yuan. The man didn’t agree, so he called the police. When the police came, they actually towed my car and his car away. It turns out that this is how Shaoxing handles the car. I was really convinced to have it towed away, but I had to go back to Ningbo. It was nothing to leave the car overnight. I had no choice but to deal with it privately. I was successfully extorted for 250 yuan. I went to the parking lot to pick up the car and pay the towing fee and parking fee. 56 yuan, I feel aggrieved. I feel very aggrieved. I can only comfort myself. Things that can be solved with money are no longer problems.
9. Shuguang Road, or the entrance to Shuguang Cinema
At that time, the light was green, I went straight into Shuguang Road, and while driving, I found that my car was about to hit the yellow line on the left , so I turned the steering wheel to the right. Because it was raining, I couldn't see the mirror clearly. "Crack", the car on my right hit the car, a Dongfeng Honda. When the police came, they still gave each of us a bill to settle the claim. The center handles matters privately.
But on the day of handling, the other car owner was very uncooperative. I called him from 8 a.m. to 2 p.m., wasting a whole day, and finally agreed to settle the claim, because the "Measures" stipulate that the claim is less than 2,000 yuan. , no matter which party is responsible, their respective insurance companies will pay for their respective vehicles. The person was not happy when he heard it and refused to sign. Because he was known by the traffic police, he said that he could issue a bill to handle the one-way accident, but it ended up causing harm to him. It bothered me because he didn’t sign, so I couldn’t claim compensation. There was a police room nearby. If I called the police, I could call him back and force him to deal with it, but in the end I gave up because my car injuries were not serious. Seriously, more is worse than less. I feel sick when I see that person. If you have a way, go and accompany you. We little people have no time to play with you anymore. This matter ends here, but it also made me discover that some drivers are really Very uncooperative and boring.
10. Airport Road
I was going straight, following the car too closely, and the other car slowed down. I didn’t stop, so I bumped into it and rear-ended it. The other car was very dark, I was hit on the license plate and was not injured. The other driver wanted me to pay 200 yuan. I said I had an insurance company, so why should I pay for it myself? In fact, no one wants this kind of thing to happen. If it happens, it will be considered bad luck. When driving, you must be prepared to be hit or hit someone. But he kept refusing. Finally, I thought to myself, forget it, I will pay you. I'll pay you a little. I gave him away for 80 yuan. Let's just treat this little money as a meal. It will take a while to settle the claim. The matter ended privately. Specific procedures for handling minor traffic accidents
1. After a minor accident, we should turn on the vehicle's hazard warning lights as soon as possible and set up a hazard warning sign behind the vehicle to prevent collisions with other vehicles and protect the safety of the vehicle's interior. Safety of passengers and vehicles.
2. After setting up warning signs, it is necessary to initially determine the responsibilities of both parties in the accident. Note: If you cannot reach an agreement, you need to call the police and wait for the traffic police to determine the responsibility. If both parties can reach an agreement and determine their respective responsibilities, then the next step of the rapid processing process can be carried out.
3. The next step is to take photos and collect evidence. The photo requires a panoramic photo that can explain the location of the accident and several close-up photos of the contact parts of the vehicle. There is a photo that can explain the conditions of the accident scene (including brake marks on the road, road signs, etc.). It is best to identify the parties involved. A photo of the driver and the vehicle was also taken. This is not only to provide evidence of the accident to the insurance company, but also to prevent the other car owner from cheating after moving the car. Note: You can also call the insurance company at this time and wait for the insurance personnel to come to the scene to take photos and collect evidence, which usually takes a certain amount of time. For some minor accidents, insurance companies sometimes do not come to the scene and only go to the accident handling center.
4. After taking the photos, we will check the other party’s driver’s license and vehicle procedures. Vehicle procedures include: license plate, annual inspection, driving license and compulsory traffic insurance, etc. After checking the above information, you can move the vehicle to a place that does not obstruct traffic, and continue to turn on the double flashers and set safety warning signs.
5. After completing the above steps, both parties can call the insurance company to inform them of the time, location and loss of the accident. After the insurance company accepts the case, it will reply to the car owner with a report number, and then he can fill out the "Traffic Accident Rapid Handling Agreement".
6. Finally, both parties to the accident can go to the designated traffic accident rapid processing center to assess the damage, where the traffic police will determine the responsibility for the accident. After the damage is determined, the repair costs will be paid in advance according to the respective responsibilities of both parties.
7. Send the vehicle for repair. After the repair is completed, the owner of the vehicle can submit the relevant documents to the insurance company for claim settlement. What should be noted here is that for an accident that is unilaterally responsible, the loss must be determined and claimed by the insurance company of the party that is solely responsible; for an accident that is equally responsible for both parties, the loss can be determined and claimed by any insurance company. How to deal with emergencies while driving
Key actions when the brakes suddenly fail: grab the gear and slow down. At this time, you should try to stop the car as soon as possible. Quickly disengage from high gear and enter low gear, use the engine's idle speed control to reduce the speed of the vehicle, and at the same time grasp the direction. According to the avoidance principle of "let people first and then things", avoid dangerous targets and drive to the roadside to park safely. If the situation is urgent and the handbrake is effective, its braking power should be fully utilized, especially for automatic transmission models. However, do not pull too hard at one time to prevent the high-speed rotating moving parts from being damaged by violent braking and losing braking force.
If the brakes fail on the way downhill, you must not take any chances just because the traffic conditions are temporarily good, otherwise the vehicle will become faster and faster and will become uncontrollable. At this time, the car should be driven decisively against natural obstacles such as soil slopes, large trees, rocks, etc. on the roadside to minimize accident losses.
Key actions for a sudden tire burst: hold tight and release the accelerator. If the front tire suddenly bursts while driving, the car will immediately veer to the side of the punctured tire.
At this time, both hands should try their best to control the driving direction, relax the accelerator, ensure that the vehicle slowly drives to the side of the road, decelerate smoothly, and use the engine's resistance to stop it on its own. Do not rush to apply the brakes before the vehicle speed is reduced, otherwise it may cause violent sideways motion.
If the rear tire suddenly bursts while driving, the vehicle will sway, but the direction will generally not be out of control. At this time, you can repeatedly apply the brake slowly to move the load to the front wheels, and stop on the side of the road with good control of the direction.
Key actions when the headlights suddenly go out: Immediately turn on the width indicator light or cab dome light. If the headlights suddenly go out when driving at night, you should immediately turn on the width indicator light or cab dome light and drive the car safely towards the road. side. If all the lights are off, try to control the driving direction, do not turn the steering wheel randomly, let the vehicle move along the original normal driving route, and at the same time, quickly turn off the engine and stop the vehicle to eliminate the fault. After parking the car, collect materials from the spot and use flashlights, candlelight, and red or white clothing to set up warning signs to prevent collisions with oncoming vehicles.
If the fault cannot be eliminated for the time being and you need to rush on your way urgently, you can use the moonlight if possible (the judgment of road conditions under moonlight can be summarized as: bright water, white road, black mud) and street trees, and sound the horn frequently to warn you. , slowly driving to the repair point.
Key actions for a sudden slip on an uphill slope: Use the hand and foot brakes to stop as soon as possible. If the car suddenly slips due to lack of power or failure to shift gears when the car is going uphill with a heavy load, use the hand or foot brakes to stop the car as soon as possible, otherwise It slips faster and faster and is extremely difficult to control. After parking, place triangular wood, stones, etc. under the wheels before starting again.