1. The decoration loan requires the decoration material store to provide the official seal to ensure the validity and legal binding of the contract. The official seal can be used as a kind of authentication of business identity, and it can also provide certain legal protection.

2. The official seals provided by the decoration materials store will be abused or fraudulently used, so the decoration lending institution will doubt the authenticity and legality of these official seals, resulting in the rejection or postponement of the loan application.