IOUs generally consist of three parts: title, text and signature.
(1) title
The title of the IOU is generally composed of the language name, that is, the word IOU is written in a larger font in the middle of the upper part of the text. Some still write the words owed temporarily or today as the title in this position, but the text of this title is written at the top of the next line.
(2) Text
(3) Signature
Signature should be accompanied by the name of the owed unit and the personal signature of the handler, and the personal name of the owed party should be attached to the debit note issued by the individual. Meanwhile, the date of signing the debt. Units should build official seals and individuals should build private seals.
Second, matters needing attention in writing IOUs
1. The IOU is a voucher to pay or demand the arrears, so don't scribble when writing the IOU. At the same time, the white bars should be well preserved to prevent them from being lost.
2. IOU is a kind of loan certificate in people's daily communication, which is generally not legally binding. So when necessary, you can go through certain legal procedures to prevent future troubles.
3. The IOUs must be legible and cannot be altered. In case of change, the changing party shall affix the official seal (private seal) or personal signature at the change place.
4. Currency figures should be capitalized.
5. It should be noted that IOUs are different from IOUs, and the scope of application of IOUs is wider than IOUs, and the creditor-debtor relationship indicated in IOUs is more clear than IOUs.