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Can I get a loan with my ID number and name?

No. When applying for a loan at a bank or licensed consumer financial institution, in addition to your name and ID number, you also need to provide your residential address, work unit, contact number, financial income, etc. Even if you apply for a loan on an online loan platform, you cannot apply for a loan based on your personal name and ID number. At the very least, you must provide your recently used real-name mobile phone number.