1, Postal Bank
The highest interest rate is the Postal Savings Bank. Only the current account is 0.3% like the other five major banks, and the interest rate for three months to five years is significantly higher than that of the five major banks, especially 4. 125% for three years.
2. Industrial and Commercial Bank of China
The deposit interest rate of ICBC is 0.3%, the interest rate for six months is 1.69%, and the interest rate for five years and three years is 3.85%, which is still relatively high compared with other banks.
3. Agricultural Bank of China
The three-month, six-month, one-year and two-year current and fixed interest rates of Agricultural Bank of China (ABC) are the same as those of ICBC, but the three-year and five-year fixed interest rates are relatively low, only 3.575%.
4. Bank of China
The deposit interest of China Bank is the same as that of Agricultural Bank, whether it is current or fixed, so you can deposit it in Agricultural Bank or China Bank.
5. China Construction Bank
China Construction Bank's three-month, six-month, one-year and two-year time deposit rates are higher than those of industrial and commercial banks, agricultural banks and China banks, but lower than those of postal services. However, the interest rates of three-year and five-year time deposits are the lowest, only 3.52%.