There is no clear provision in the Insurance Law that the signature is invalid.

First of all, you need to check whether the salesperson is signing on behalf of the policyholder with the consent of the policyholder.

After the new "Insurance Law" comes into effect, the agent's operation also means the behavior of the insurance company. If the agent, in order to achieve his own performance, allows the customer to sign on his behalf for the convenience of signing the contract, it will be regarded as the insurance company. Behavior, bear relevant responsibilities, and the insurance agent will also be jointly and severally liable.

Article 116 of the new "Insurance Law" stipulates that insurance companies and their staff shall not engage in the following behaviors in insurance business activities:

(1) Defrauding policyholders, insureds or beneficiaries

(2) Concealing important information related to the insurance contract from the policy holder;

(3) Preventing the policy holder from fulfilling the obligation to truthfully disclose the information stipulated in this Law, or inducing him not to perform The obligation to truthfully disclose as stipulated in this Law;

(4) Giving or promising to give the policy holder, insured or beneficiary insurance premium rebates or other benefits other than those stipulated in the insurance contract;

(5) Refusing to perform the obligation to compensate or pay insurance premiums stipulated in the insurance contract in accordance with the law;

(6) Deliberately fabricating insurance accidents that have never occurred, fictitious insurance contracts, or deliberately exaggerating the extent of losses from insured accidents that have occurred Make false claims, defraud insurance money or obtain other illegitimate benefits;

(7) Misappropriate, withhold or misappropriate insurance premiums;

(8) Entrust an institution without legal qualifications or Individuals engage in insurance sales activities;

(9) Using insurance business to obtain improper benefits for other institutions or individuals;

(10) Using insurance agents, insurance brokers or insurance Appraisal agencies engage in illegal activities such as fabricating insurance intermediary business or fabricating insurance surrenders to obtain fees;

(11) Damage the business reputation of competitors by fabricating or spreading false facts, or by Other acts of unfair competition disrupt the order of the insurance market;

(12) Disclosure of business secrets of policyholders and insureds known during business activities;

(13) Violation Other acts prescribed by laws, administrative regulations and the Insurance Regulatory Authority of the State Council.

Article 127 of the new "Insurance Law" stipulates that the insurance agent shall bear the liability for the behavior of an insurance agent handling insurance business on behalf of the insurance company based on the authorization of the insurance company.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance