After being sued by the bank, repayment can be negotiated. The ultimate goal of the bank is to recover the arrears. Therefore, after receiving the judgment, you can negotiate repayment with the bank to reach a settlement during the execution of the judgment. However, if the cardholder fails to fulfill the repayment plan according to the negotiation and settlement agreement, the bank can still request the court to execute the cardholder according to the original judgment, and enforcement is not excluded. Investigate the property and whereabouts of the person subjected to execution by himself, if necessary, take photos and other ways to retain evidence and provide a copy to the enforcement judge, and the court will seal up, freeze and deduct his property;

If you can't find clues about the other party's property, you should take some time to find the person to be executed. If you can contact him, you'd better find a way to get him to go to court to negotiate with you. Once in court, if you refuse to execute the judgment, you can take compulsory measures in judicial custody. As long as the court does not accept it, the customer can take the initiative to contact the customer service of the issuing bank for negotiation. If the court has accepted it, it will naturally be difficult to negotiate. Only after the court verdict comes out can the customer repay the loan in time according to the verdict.

Legal basis:

During the execution of Article 230 of the Civil Procedure Law of People's Republic of China (PRC), if both parties reach an agreement through self-reconciliation, the executor shall record the contents of the agreement in the record, which shall be signed or sealed by both parties. If the application executor reaches a settlement agreement with the person subjected to execution due to fraud or coercion, or both parties fail to perform the settlement agreement, the people's court may resume the execution of the original effective legal document upon the application of the parties.

Derivative problem:

What are the requirements for suing for divorce?

1. The original ID card of the plaintiff was returned to the plaintiff after examination. 2. Proof of the relationship between husband and wife can generally provide the marriage certificate and marital status certificate issued by the marriage registration authority. 3. The proof that the husband and wife have the same property can generally be submitted with a property list or at the court session. 4. If you have children, you should also submit your birth certificate and household registration book. If it is the second time to sue for divorce, the plaintiff will also issue a court judgment.