The preliminary review has been passed. You need to go to a bank branch with your ID card and credit certificate for an interview. After the interview, the card can be issued after passing the review.

According to the requirements of regulatory authorities, credit card applications must be submitted by the cardholder himself and signed. When applying for a credit card online, the card-issuing bank receives the customer's application information through online channels.

Therefore, it is impossible to determine whether the person submitting the application materials is the applicant himself. Therefore, after the card application is approved, the card-issuing bank will require the applicant to bring his or her valid ID to the card-issuing bank's business outlet within the specified time to submit personal information and data verification.

Extended information:

The interview process and interview notes for major bank credit cards:

1. Bank of China

Bank of China online application After applying for a credit card, you need to download the card first and then conduct an interview before you can use the credit card normally.

The interview process: The card applicant is required to bring his or her ID card, copy a paragraph, copy the ID card, sign and take a photo.

Note: Some card applicants may encounter situations where they need to review proof of income, real estate certificate or provident fund, so you should prepare complete information before going to the branch for an interview, just in case.

2. China Construction Bank

The process of applying for a CCB credit card requires you to go to a branch for an interview first. The card will be sent to the applicant only after the interview is passed.

Interview process: The whole process is very simple. You only need to go through the guidance of the bank specialist, copy your ID card, take a photo and sign.

3. Agricultural Bank of China

Agricultural Bank of China is the same as China Construction Bank. Both require an interview before sending the card.

Interview and signature process: Bring your ID card to the counter and copy it, then copy a paragraph and sign according to the instructions of the counter specialist.

4. Industrial and Commercial Bank of China

The ICBC credit card collection process also requires an interview before you can receive the card.

The interview process: Bring your ID card, copy a paragraph and sign.

5. Postal Bank

Postal Bank sends the card first and then goes to the branch for an interview.

The interview process: Bring your ID card, credit card, copy the ID card and sign.

6. Bank of Communications

For Bank of Communications credit cards, the card is sent first and then the interview is conducted.

Interview process: Card applicants can bring their ID card, credit card, and card letter to the offline counter to sign and take photos, and then the credit card can be activated for use. A small number of people may be asked about their home address, workplace, phone number and other information, so just answer truthfully.

Baidu Encyclopedia - Interview