You can write the names of several people on the purchase contract, but pay attention to who is the purchaser on the purchase contract, and whose name the real estate license will be registered.
Mortgage loan contract:
Only one person's name can be written, because mortgage purchase can only be handled according to the principle that whoever borrows money signs it, so as to ensure that the signatures on the purchase contract, loan contract and real estate license are unified, on the grounds of avoiding the loan risk of banks. ?
There is only one person's name on the title certificate. The requirement is one person and one certificate, which is held by the first institute, and the column * * * is filled in. ?
Real estate right * * * has (use) certificate, which proves that the real estate is held by other * * * owners. Similarly, in the column of housing share, it is * * * Yes. This certificate legally shows the ownership of the real estate, and both parties have agreed on their respective capital contributions or shares.
What are the ways to rename the real estate license? Adding someone else's name to the real estate license means adding the owner of the house. There are three ways: production analysis registration, sale or gift.
First, couples add names, which are different before and after marriage.
Add a name before marriage
According to the way of gift and sale, according to the application of both parties.
(1) Gift: Both husband and wife need to go to the notary office to handle the gift certificate first, and one husband and wife will give the property right to the other, and then both parties will go through the formalities in the center with the real estate license, ID card and notarial certificate; ?
(2) Sales: both parties need to sign a sales contract, and then bring the real estate license, ID card and property tax payment certificate to the center for handling.
Add a name after marriage
This situation belongs to correction registration. Citizens only need to provide proof of identity of husband and wife, marriage certificate, house ownership certificate, application for house registration and other application materials, and they can go through the relevant house ownership change procedures after face-to-face signing with the house registration authority. Deed tax, individual tax and business tax are exempted, and only house registration fee and stamp duty are charged.
So it's easier to add a name after marriage! ?
Note: If you don't write your name before signing the house purchase contract, you can't add your name when you apply for the two certificates in the future. You need to pay off the loan after handling the two certificates. The name of the house purchase contract is the same as that of the real estate license.
Second, parents and children add names and choose the most suitable gifts.
If the relationship between parents and children needs to be changed, you can consider buying and selling second-hand houses or giving them away.
Gift process: the gift of real estate needs to be notarized by a notary office, and then go directly to the Housing Authority with two room cards, ID cards, household registration books and proof of marital status.
Gift program:
(a) the donor and the donee conclude a written house donation contract, that is, a donation book.
(two) the donee shall pay the relevant deed tax according to the provisions with the original house ownership certificate and the gift contract; Handle notarization. The donee shall submit the application, identity certificate, original real estate ownership certificate, gift certificate, notarial certificate and deed tax receipt when applying for change registration in the real estate management institution. The donator delivers the house to the donee.
Third, brothers and sisters add names, and most consider buying and selling.
Although the method of gift transfer can also be considered by adding the name of the property between non-immediate family members, because of the relatively high taxes and fees, and considering the qualification of buying a house before the cancellation of the purchase restriction, the buying and selling method is more suitable.
(The above answers were published on 20 18- 12-28. Please refer to the actual purchase policy. )