As a loan contract, IOU embodies the creditor-debtor relationship of the parties and has legal effect. How to write a formal IOU? Below, I sorted out some pictures of formal IOUs. I hope you like it!

There is a model about regular IOUs 1.

Borrower: Name, gender, nationality and date of birth.

Home address: _ _ _ _ _ _ _ _ _ _ _

ID number: _ _ _ _ _ _ _

Borrow RMB from _ _ _ _ _ _ _ _ _ _ _ _ _

Pay in one lump sum on _ _ _ _.

According to this

Borrower: _ _ _ _ _ _

Guarantor: _ _ _ _ _ _

Loan date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

There is a model of regular IOU 2.

Party A's XXX (ID number) is now lent to Party B in RMB _ _ _ _ (in words).

The loan term is: MM DD YY to MM DD YY.

The loan interest is:% (monthly interest rate)

Liability for breach of contract: If Party A fails to repay the loan principal and interest on schedule, the liquidated damages shall be RMB.

Borrower (signature and fingerprint)

There is a model about regular IOUs 3.

Li San borrowed RMB 100,000 from (xxx). The borrower voluntarily gives xxx a monthly compensation of 65438+ 0% of the total amount. That is 1000 yuan per month.

Subsidies will be remitted to xxX account of Industrial and Commercial Bank of Beijing on XX day of each month.

(xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx).

If the borrower makes a small repayment, the proportion paid remains unchanged. The borrower's subsidy shall be reduced in proportion to the remaining total amount.

If xxx prepays, it shall notify the borrower seven days in advance.

The repayment account is subject to the xxX account of Beijing XX Bank.

If something happens to the borrower, there is no reason for family members to bear the loan repayment.

Remarks: The borrower's repayment ends (subject to the evidence), regardless of whether the iou is destroyed or not, it will be deemed invalid.

Te Li, this evidence.

Signature and Seal of the Borrower: Li San

Borrower's telephone number:

Year and day

There is a model about regular IOU 4.

The current borrower is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

We hereby certify that the loan interest is 0.5% (annual interest rate) before _ _ _ _ _ _ _ _ _ _ _.

Borrower: _ _ _ _ _ _ (signature and handprint)

Lender: _ _ _ _ _ _ (autograph and handprint)

Witness: _ _ _ (signature and handprint)

date month year