The failure of online banking signature may be due to the following reasons:
1. The certificate is expired or damaged. I will bring my ID card and bank card to the bank branch to renew the certificate again.
2. Network problems caused the certificate to be incorrectly installed. It is recommended to delete the original certificate and reinstall it.
3. Incorrect password entry leads to failure. There are two types of data signatures, one is static and the other is dynamic. When making a transfer payment, the system will prompt you to enter the corresponding numbers or letters on the password card. You need to proofread it carefully to avoid Failed with error.
When going to the bank to transfer money, users can choose to transfer money at the counter or ATM machine, just bring their bank card.
1. Remittance transfer process:
1. Remittance: After confirming that the passbook account number (or card number) and account name provided by the payee are correct, take the cash to the bank and deposit it directly The payee account number is sufficient.
2. It is recommended to open an account at the bank, then fill out a wire transfer form, fill in the other party's receiving account number, account name, and account opening bank name, and then transfer money from the account to the payee. This method is the safest. If the payee’s account has been closed or the account name (or account number) is wrong, the remittance will be directly returned to the payment account
3. Remittance, if you have a debit card, Transfers can be made directly at teller machines.
4. If you find it troublesome to open an account, remit money directly by cash and fill out a wire transfer form for remittance. However, you must clearly fill in the other party's receiving account number, account name, and account opening bank name.
5. If you have opened personal online banking, you can directly handle the external transfer in online banking and fill in the payee information;
6. If you have opened a phone call When you go to the bank, you can use telephone banking to transfer money.
Note: 1.2.4 The remitter’s ID card must be provided.
The above remittance fees are free of charge for remittances within the same city. The charges for remittances across banks in the same city and across different places are based on 100% of the remittance amount. 1% is charged, with a cap of 50 yuan.
2. ATM transfer process:
1. Insert the bank card, enter the password, enter the interface, and click "Transfer Business".
2. Select "Transfer Account"
3. Enter the bank card number to be transferred.
4. Enter the transfer amount.
5. Confirm the transfer information and click "Confirm".
Online banking certificate
1. Online banking certificate provides users with full security protection when using online banking. After the user completes the online banking application procedures at a bank registration outlet, which contains the reference number and authorization code (referred to as two codes) to download the certificate, the user then downloads the online banking certificate with the password envelope.
2. The online banking certificate can no longer be used. You can only log out of online banking, re-register and sign a contract, and then download a new certificate again. However, China Construction Bank currently stipulates that newly signed online banking customers must purchase a new USBKEY or dynamic password card.
3. The certificate saving format can only be in pfx file format, and certificates in cer format cannot be imported and used.