If your debit card is a credit card, please contact the customer service center directly to learn more about the deduction time and confirm your signature. Otherwise, you can bring a lawsuit against these two companies, because the insurance will not take effect unless you sign it yourself. On the one hand, insurance policies that are not signed in the future will not be compensated. But you can find out if your family has insured you, and then you must discuss it with them. If you are sure that you have not recognized this guarantee, you can first ask the insurance company to issue an insurance sales record process. Because all telemarketing centers should keep this kind of recording, the insurance will be checked at any time, and before the insurance, there will be a healthy and truthful notification, so you don't have to worry. These problems are easy to solve.