China Bank VISA standard credit card annual fee 100 yuan, free of annual fee in the first year, and free of annual fee for swiping the card five times in the second year. The longest interest-free period is 50 days, the credit line is 1 0,000-10,000, and the withdrawal amount is 50% of the credit line.
In addition, what are the characteristics of China Bank VISA standard credit card?
Five guarantees, safe escort.
Password plus signature is safer to use. You can choose to use "signature" or "password+signature" to swipe your card, which will make you feel more at ease and our service more intimate.
Send SMS in time to control the transaction. China Bank provides you with short message service, real-time transaction notification and automatic transfer repayment result prompt, so as to ensure that you know the status and transaction of your credit card at any time.
Fraud detection, telephone reminder. China Bank has a powerful and advanced fraud detection system. If suspicious transactions are found, we will call you in time to confirm whether the card is lost or stolen, and ensure the safety of your card at the first time.
Zero risk of loss reporting. If you find your credit card lost or stolen, please call the customer service hotline of BOC Credit Card of Bank of China in time. For the transaction after the loss report takes effect, the corresponding responsibility shall be borne by China Bank.
The transaction is not cash, so don't worry about business trip. When spending, you only need to swipe the Bank of China credit card to complete the corresponding payment, without cash transaction, which saves the security risks caused by carrying cash when shopping and traveling, and provides a real escort for your safety.
Five financial management methods to accumulate wealth.
With the interest-free period, wealth is accumulated. China Bank Credit Card provides you with an interest-free period of at least 20 days and at most 50 days, so that you can enjoy the convenience brought by interest-free credit and look forward to the expected annualized income.
Credit has cycles, and financial management has enjoyment. Revolving credit, each bill only needs to pay the minimum repayment amount, so it is easy to enjoy credit and manage money easily.
It is convenient to buy in installments and bring happiness home. China Bank not only provides your merchants with installment and mail order installment, but also provides you with a flexible "installment purchase" shopping payment method, so that you can handle installment payment with one phone call, which is simple, convenient and easy to buy your favorite things. Simple procedures, easy financial management, enjoy life!
Discount merchant network, there are discounts every day. Exclusive preferential merchants in Chinese mainland, Hong Kong and Macao, covering catering, entertainment, shopping, leisure and fitness, can enjoy preferential services ranging from 2% to 9%, such as shopping discounts, treatment of distinguished members, additional services, exclusive members' shopping time and specialty shops.
Send integral pens and pens, and get free gifts. China Bank Credit Card can accumulate 1 points for every consumption or withdrawal of 1 yuan, which is truly watertight and has colorful integral gifts. For details, please visit the "Points 365" website dedicated to credit card points giving of Bank of China.
Intimate service and convenient life.
Withdraw cash/inquire/modify password. You can withdraw RMB from the ATM of China Bank and the ATM with UnionPay logo, inquire about the available account balance and account balance, and modify the password at will at the ATM of China Bank.
Travel around the world. Your China Bank credit card UnionPay card, VISA card and MasterCard can be used in more than 300 countries and more than 20 million domestic and foreign UnionPay, VISA and MasterCard merchants respectively.
Cash in advance If you are in China, you can withdraw RMB cash at the outlets of China Bank, ATMs or ATMs of other commercial banks with UnionPay logo. If you are abroad, you can use UnionPay card, VISA card and MasterCard to withdraw local legal tender from ATM for cash advance transaction.
Automatic transfer, no worries about repayment. You can easily apply for "full repayment" or "automatic transfer repayment according to the minimum repayment amount" by using China Bank current passbook (all-in-one), Great Wall electronic debit card or Great Wall RMB credit card, which saves the cumbersome procedures at the counter, is safe and convenient, and can easily repay without leaving home. Just call our 24-hour customer service hotline 4006695566, and you can choose a more flexible automatic repayment amount through automatic voice or manual service transfer to help you manage your finances wisely!
Card upgrade. If you hold an ordinary BOC credit card, China Bank will make a comprehensive evaluation on a regular basis according to certain conditions, such as your annual consumption and overdraft. If the conditions are met, your card will be automatically upgraded from ordinary card to gold card.
Long-term/temporary adjustment quota. You can call the customer service center to apply for long/temporary quota adjustment. After the approval, the customer service center will complete the quota adjustment and inform you. Temporary adjustment of credit line is generally not aimed at cash withdrawal line, and the longest period is 30 days.
Emergency cash replacement and card replacement. If you use BOC credit card in China, you can enjoy emergency cash exchange and emergency card exchange services, and you can apply to the customer service center to choose the express service method; Holders of China Bank credit cards MasterCard and VISA can enjoy the emergency replacement channels provided by MasterCard International and VISA International, and charge a certain fee according to the standards of MasterCard and VISA International.
Handle supplementary cards and share the amount. You can apply for a supplementary card for your family, and the amount is the same as that of the main card. You can set the use amount of the supplementary card according to your needs.
China culture in the world is the hometown of the whole world. China Bank has 65,438+04,000 outlets and branches in 20 overseas countries and regions. Even in a foreign country, you can enjoy the most intimate service in the world.
Account inquiry, like the back of my hand. You can call the 24-hour customer service hotline of Bank of China at 4006695566, log in, or check the current balance, available balance, credit limit and other related information of your account at the ATM with UnionPay logo and the counter of Bank of China, so as to keep abreast of the current account arrears in order to avoid delaying repayment. The Bank Card Center of China Bank will mail the statement to your designated address within 3 days after the date of your statement every month. You can check the transaction usage of the current month in time according to your statement details.