Depositors’ 250 million yuan was transferred away from the bank. Who transferred the money? The transfer of this issue obviously resulted in financial disputes, and there is a problem with the transfer. After learning, there are two possibilities for this phenomenon.

First, depositors set up traps to defraud bank compensation funds. Some depositors asked their friends to use some of their information to report the loss, and asked them to apply for a new card, and at the same time, they asked their friends to transfer the stored money to other people's accounts without them being present. Then, the depositor himself took the original passbook or bank card to the bank to withdraw money. It turned out that the money had been transferred away, so he sued the bank and demanded compensation from the bank.

Second, individual bank employees colluded internally and externally to transfer deposits in violation of regulations. Doing this is not very difficult for some employees of the bank, because they have comprehensive customer information on hand, and use this information to forge transfer documents. In this way, the transfer of the money seems reasonable and legal. . Some people may ask, the customer's signature is required for all procedures. Just imagine this. If a bank employee had this crooked idea from the beginning, he could put one or two blank pieces of paper in a large stack of signature forms for customers to sign. People generally trust state-owned banks, and most of them will not have any suspicions. They will sign whatever the staff asks them to do. As a result, those with bad intentions will create transfer information on the receipt signed by the customer, and the money will be transferred "legally".

I really didn’t know that something like this would happen before. Firstly, I didn’t watch the news too much. Secondly, I didn’t have any spare money to save in the bank, so I definitely wouldn’t have encountered such a thing. of. Not to mention the reason why the money was illegally transferred, but what lessons can be learned as a wealthy investor?

(1) Even if it is a document signed at the bank, you must carefully read the specific content of each document. This is to be responsible for your own money.

(2) Don’t be greedy for convenience and entrust the right to sign orders to bank staff at will, for fear that the person entrusted will become greedy.