So, how much do you know about online signing? Let's learn more about the specific process and precautions of online signing.
What is an online sign?
As the name implies, it is an online sign, and then the information will be published online. Relevant departments will provide an online sign number, which can be used for online inquiry.
This involves two concepts: online signing price and contract price.
Online signing price: the price agreed in the online signing contract determines how much tax you have to pay;
Contract price: The actual transaction price of the house is the total amount that the buyer finally pays to the seller.
Tips: Some buyers will pay less taxes by making a low online signing price. The online signing price needs to be negotiated by both parties, but it must not be lower than the evaluation price of the transaction. I solemnly remind you that this behavior is illegal. Once the buyer pays according to the understated transfer price, it will cause losses to the seller.
What are the benefits of online signing?
The advantage of online signing is to avoid one room and two sales, but the protection period of online signing system is 3 months. After the deadline, the seller can sign the contract again, so try to handle the transfer formalities within 3 months.
Secondly, after the online signing, the landlord's qualification will be more credible after verification.
After that, the online signing will help the government supervise the second-hand housing market.
Tips: The online signing agreement is inconsistent with the contract. Generally, the online sign announced to the public shall prevail.
What is the online signing process?
After confirming the purchase intention, the buyer and the seller enter the formal contract terms into the contract filing software for online filing through equal consultation.
After the second-hand house sales contract signed by the buyer and the seller is successfully filed, the formal (electronic) contract is printed, and the buyer and the seller perform the signing procedures. The number of copies printed will be determined according to the payment method (5 copies for one-time payment and 6 copies for mortgage loan).
What are the precautions for online signing?
1. Use the second-hand housing sales contract uniformly printed by the Housing Authority, and fill it out one by one according to the listed terms.
2. If it is necessary to modify the contract, the buyer and the seller can print the formal contract after the sample of the sales contract is confirmed, and modify the core contents of the electronic contract (buyer and seller's name, ID card, purchase price, payment method and supplementary terms). (The address, area and title certificate number of the house are automatically generated by the system and cannot be modified).
If you need to modify the core information, it needs to be on the contract filing software? Apply for change of contract? Re-sign the contract.
3. Check carefully whether the name in the seller's ID card or industrial and commercial file is consistent with the owner of the house on the real estate license. In principle, you can't make any mistakes.
Tips:
Regarding whether or not to sign online and when to sign online, buyers and sellers need to negotiate in advance. If possible, it is good to indicate the online signing time in the contract between both parties. Once there is a problem with the online sign, the responsibility of the relevant personnel can be investigated.