It is true that Ping An Bank’s savings plan can pay dividends. Ping An Money Savings Plan of China is a financial management plan launched by Ping An Bank, which also includes accident insurance. It is worth buying. Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by Ping An Insurance Co., Ltd. of China. It is one of the 12 national joint-stock commercial banks in mainland China.

The difference between bank cards and credit cards

Consumption methods are different. With a credit card, you can deposit money first and then spend it, or you can spend it first and then deposit the money within the specified time, but ordinary bank cards You can only save money first and then spend it. The validity period is different. The validity period of a credit card is usually listed below the credit card number. The standard format is month first and year last. Deposit cards have no validity period.

The appearance is different. On the front of the credit card, there is the user's card number, pinyin name or the name and pattern of the bank that issued the card in English, and the expiration date. The front of the bank card only has the card number, the name and picture of the bank that issued the card, and the back has the black magnetic stripe of the bank card, a white signature strip, and instructions for use.

The main function of a bank card is to save money, withdraw money or manage finances, etc. The main function of a credit card is consumption. Cardholders can consume first and then repay. Interest, there is interest when you deposit money in a bank card, but there is no interest when you deposit money in a credit card. The annual fees for bank cards are mostly more than ten yuan, but the annual fees for credit cards are as high as hundreds or even thousands of yuan.