No, car insurance has its own process.

Quick claim settlement process and precautions? (Traffic accident in the city)?

If both parties meet the following three conditions for minor accidents, you can go to the Quick Claims Center to handle accident claims. ?1. The accident caused no casualties. ?2. The accident vehicle can still drive normally. ?3. The respective losses of the vehicles involved in the accident were within 5,000 yuan. ?The Quick Claim Center is where all insurance companies are located and provides one-stop service.

Both car owners can go directly to the nearest "Quick Claim Center" to handle traffic accident handling, car insurance claims and repairs in one stop. ?

Claims process (on-site processing)?

1. Report an accident?

Quick compensation needs to be processed within 24 hours. ?

2. Take photos?

Turn on the hazard lights, get out of the car after ensuring safety, and take at least 4 photos with your mobile phone. On-site photography must reflect the full picture of the accident, road direction, vehicle driving status, vehicle license plate, vehicle damage, and preferably clearly reflect the responsibility for the accident. ?

3. Exchange documents?

Both car owners should check each other’s driver’s license, driving license and insurance status, exchange driver’s licenses or driving license attachments, exchange names and phone numbers, and agree Quick Claims Center times and locations. (Within 24 hours of the accident, both parties will go to the Rapid Claims Center at the same time.)?

4. What needs to be done when arriving at the Rapid Claims Center?

Both parties will negotiate their own responsibilities. If the responsibilities are clear, do the following: ?

Step 1: Fill in the form (print the agreement form)?

Fill in the form and issue the agreement form "Agreement for the Self-Negotiation of the Parties in Minor Traffic Accidents"?

< p>Both parties bring their ID cards, driving licenses, original and duplicate driving licenses, original insurance contracts and on-site photos to the front desk of the rapid claims acceptance point to fill in relevant information. ?

Step 2: Print the accident determination letter "Motor Vehicle Insurance Accident Quick Compensation Processing Form"?

After the police determine the responsibility, both parties can go to the front desk to print the accident responsibility if there is no objection. Letter of approval and signature. ?

Step 3: Loss determination and repair by the insurance company?

Bring the accident liability certificate to the designated window of the insurance company for loss determination and claim settlement (each insurance company on site has dedicated personnel to handle it) . ?

Step 4: Damage assessment and stamping?

After the insurance company inspects the vehicle, the staff will sign and stamp the vehicle inspection form. ?

Step 5: Stamped by the traffic police?

Both parties go to the traffic police designated area to present their IDs and photos of the scene, and describe the accident process respectively. The traffic police determines the authenticity of the accident. Stamped later. ?

5. Apply for a claim?

"Agreement for the Parties to Negotiate on their Own for Minor Traffic Accidents", "Motor Vehicle Insurance Accident Quick Compensation Processing Form", copies of ID cards of both parties , a copy of the driving license, a copy of the original and copy of the driving license, a copy of the insurance contract, and apply for a claim. ?

Both parties can negotiate their own responsibilities. If the responsibilities are not clear, they can open a contact form at the Rapid Claims Center and go to the traffic police brigade where the accident occurred to handle it. ?

Special notes: ?

1. The traffic police need to stamp it. ?

2. The Quick Compensation Center requires contracts of compulsory insurance and commercial insurance, and it is recommended to keep both in the car. ?

3. The Rapid Claims Center accepts insured vehicles in Shaanxi Province. ?

4. Within 24 hours after the accident. ?

5. If you encounter a traffic accident, be sure to consult the insurance company you are insured with. ?

6. Verify in advance whether the driver's license is valid, whether compulsory traffic insurance is in place, and whether the car has been inspected.

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Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance