Letter of Commitment for Bank Employees 1 In order to strengthen the management of customer information and prevent customer information from leaking from the bank or selling customer financial information, Ludian Rural Credit Cooperative HuoDehong Credit Cooperative signed a letter of commitment for the security and confidentiality of customer financial information with employees, the contents of which are as follows:
1. The undertaker works in HuoDehong Credit Cooperative of Ludian Rural Credit Cooperative Union. The post is: the undertaker consciously strengthens the understanding of relevant confidentiality systems, regulations and laws, knows his own confidentiality obligations and legal responsibilities, consciously safeguards the security of our customers' financial information, and strengthens the confidentiality of the management of customers' financial information that he contacts because of his working relationship.
Two. When collecting customer financial information in daily work, strictly follow the principles of legality, compliance and rationality, and do not collect information unrelated to business or collect information by improper means.
Three. When collecting, storing, using and providing financial information to the outside world, strictly abide by laws and regulations, take effective measures to strengthen the protection of financial information, ensure information security and prevent information leakage and abuse.
4. Not using customer information for commercial marketing and not providing it to the outside world is the premise of establishing business relations with customers. However, if the nature of the business relationship determines the need, the relevant authorization or consent of the customer must be obtained in advance.
5. Promise not to tamper with or sell financial information.
Six, do not violate the rules through the people's Bank of China credit system, payment system and other systems to query or abuse financial information.
7. If you use and provide financial information in violation of regulations, causing damage to the unit and customers, you will unconditionally accept the handling of the unit. If you violate the law, you will be willing to bear corresponding legal responsibilities.
Commitment:
Person in charge of credit union:
date month year
The second part of the bank employee commitment letter is to actively regulate business behavior, prevent moral and business risks, avoid cases of violation of discipline and ensure the stable operation of banking business, and I voluntarily make the following commitments:
1, strictly abide by national laws and regulations, financial policies and rules and regulations, enhance the concept of the legal system, and under no circumstances do anything that violates the law and discipline.
2. Seriously study the laws, regulations, rules and operating procedures related to this major and this position, constantly improve professional quality and standardize professional ethics.
3. Earnestly perform job responsibilities, handle business in strict accordance with system regulations and operational procedures, and ensure that every business you handle is legal, compliant, true and effective.
4. Consciously accept and actively cooperate with the inspection and supervision of the superior bank. The problems found in the inspection shall be seriously rectified in accordance with the rules and regulations and relevant requirements, so as to continuously improve the quality of work and prevent repeated investigations and repeated crimes.
5. Enhance the awareness of self-protection, mutual supervision and case prevention. Do not replace the system with feelings and habits, dare to resist and expose the illegal acts found, and actively safeguard the interests and image of banks.
6. Be strict with yourself at work, and there are no illegal behaviors such as bad behaviors determined in the dynamic management of employee behaviors, "nine categories of people", "eight prohibitions" and "eight prohibitions" determined by the regulatory authorities.
I will strictly abide by the above commitments. If there is any violation, voluntarily assume corresponding responsibilities and accept the organization's handling.
Commitment: xx
Branch (seal): xx
Xx year xx month xx day
The third part of the commitment letter for bank employees is to actively regulate professional behavior, prevent moral and operational risks, avoid cases of violation of discipline and ensure the stable operation of banking business, and I voluntarily make the following commitments:
1, strictly abide by national laws and regulations, financial policies and rules and regulations, enhance the concept of the legal system, and under no circumstances do anything that violates the law and discipline.
2. Seriously study the laws, regulations, rules and operating procedures related to this major and this position, constantly improve professional quality and standardize professional ethics.
3. Earnestly perform job responsibilities, handle business in strict accordance with system regulations and operational procedures, and ensure that every business you handle is legal, compliant, true and effective.
4. Consciously accept and actively cooperate with the inspection and supervision of the superior bank. Yes, it has been checked.
Problems, in accordance with the rules and regulations, regulations and related requirements seriously rectification, and constantly improve the quality of work, to prevent repeated investigation.
5. Enhance the awareness of self-protection, mutual supervision and case prevention. Do not replace the system with feelings and habits, dare to resist and expose the illegal acts found, and actively safeguard the interests and image of banks.
6. Be strict with yourself at work, and there are no illegal behaviors such as bad behaviors determined in the dynamic management of employee behaviors, "nine categories of people", "eight prohibitions" and "eight prohibitions" determined by the regulatory authorities.
I will strictly abide by the above commitments. If there is any violation, voluntarily assume corresponding responsibilities and accept the organization's handling.
Commitment:
Branch (seal):
date month year
In order to actively respond to the current severe economic and financial situation, effectively strengthen the foundation of mutual trust between banks and enterprises, and effectively safeguard the economic and financial stability of the region, all banking financial institutions in the region publicly promise as follows:
First, earnestly fulfill the responsibility of the banking industry to maintain economic and social stability.
1. Further establish the overall concept. Consciously safeguard the overall interests of the banking industry and enterprises, avoid fragmented risk management, and prevent the phenomenon that only immediate interests and self-interests damage the social image of the banking industry.
2. Further enhance the sense of responsibility. Establish a correct development view of banks and enterprises, standardize business marketing behavior, reduce loan interest rates and reduce the burden on enterprises. Give full play to the role of banking institutions in protecting the rights and interests of consumers, preventing and controlling financial risks and promoting economic development.
3. Further strengthen the development of confidence. Overcome the fear and reluctance of loans, earnestly fulfill social responsibilities with greater determination and a more positive attitude, fully communicate with peers, keep pace, advance and retreat in an orderly manner, and work with enterprises to overcome difficulties and seek common development.
Two, actively maintain the safety and stability of existing credit assets.
4. Strictly control and digest non-performing loans. Stick to the bottom line of risk, increase the collection and disposal of non-performing loans in various ways, strive to control the non-performing loan ratio in the whole region within 2%, and make full use of the credit line released by the disposal of non-performing loans for physical credit.
5. Ensure that the total amount of corporate credit is stable. Actively implement the system of time-limited settlement of credit business, accept the reasonable lending requirements of enterprises in time, and prevent arbitrary reduction of credit line and additional unreasonable lending requirements.
6. Give play to the main role of banks within its jurisdiction. Respond to enterprise risk events rationally, especially when banks in different places borrow at will, take the initiative to take responsibility, actively participate in the risk resolution of crisis enterprises, and do not borrow without warning or follow suit.
7. Prevent excessive spread of risks. When the borrowing enterprises have major risks, they should immediately start the mechanism of consultation and assistance between banks and enterprises, and actively strive for the support and coordination of party committees and governments at all levels. During the period of coordinated disposal, and under the premise of not exceeding the effective period of legal proceedings, the guarantor will not be brought to court immediately, and the credit risk will not be directly transferred to the guarantee enterprise immediately.
The third is to promote structural optimization with high-quality incremental credit investment.
8. Do everything possible to expand the total amount of credit. Actively strive for indicators, appropriately decentralize the examination and approval authority, appropriately reduce the pressure of assessment, appropriately lower the credit threshold, and strive to "make good use of the increment and revitalize the stock" to expand the effective supply of credit.
9. Highlight key points and increase support. Adhere to the principle of "maintaining pressure, supporting and controlling", focus on supporting the transformation of advanced manufacturing, strategic emerging industries and traditional advantageous industries, actively carry out technology and finance and green credit, and effectively promote economic restructuring and industrial transformation and upgrading.
10. Vigorously support the development of small and micro enterprises. Conscientiously implement the guidance requirements of regulatory authorities at all levels on further improving financial services for small and micro enterprises, and ensure that the growth rate, proportion and number of households of small and micro enterprises in 20xx are "three not lower than last year".
1 1. Do a good job in "three rural" financial services. All agricultural banking financial institutions should actively implement the action plan of financial support for the development of agriculture, rural areas and farmers, increase the assistance to five groups, and realize the work goal of "four increases and three improvements" in rural economy.
Fourth, strictly regulate business practices and create a good credit environment.
12. Further standardize the business order. Strictly abide by the interest rate policy and charging standards formulated by the state, strictly implement the "seven prohibitions", consciously safeguard the order of the financial market, and resolutely stop illegal activities such as buying and selling deposits, unreasonable returns, and arbitrary charges.
13. Strengthen the supervision of bank employees' behavior. We will intensify our efforts to investigate and deal with bank employees who participate in private lending or fund-raising activities, take deposits at high interest rates, act as social financing brokers, and have typical abnormal characteristics such as capital exchanges with capital brokers, pawn shops, microfinance companies and guarantee companies.
14. Strengthen cooperation and safeguard rights. Strengthen cooperation and exchanges between banks and enterprises, establish regular consultation and emergency coordination mechanisms, pay close attention to the moral and credit risks of business operators, and comprehensively use judicial, administrative and economic means to punish and crack down on acts that damage the rights and interests of banks, suspend bank loans and evade bank debts, safeguard the legitimate rights and interests of banks and create a good regional credit environment.
XXXX branch
I studied the company's integrity management system, and further enhanced the awareness of integrity and self-discipline. In order to regulate my political behavior, I hereby promise to the company:
I will be strict with myself in strict accordance with the company's integrity management system.
According to the requirements of "Three Advocates", we should:
Actively promote the company's clean government system to customers;
Seriously abide by the company's clean government management system;
Actively report and stop corruption of others;
According to the "Nine Prohibitions", do:
1) Do not ask for or accept any form of money gifts from customers, including money, shopping cards, securities, gifts, etc.
2) Do not conduct private business transactions with customers or engage in paid intermediary activities related to business;
3) Do not participate in the business-related business activities of customers in the form of individual equity participation;
4) Seek benefits for relatives and friends without taking advantage of work, and obtain the distribution right of our products.
5) Do not reimburse any expenses to customers in any name;
6) Don't borrow money from customers;
7) Don't use authority to buy customers' products at a discount price or cost price lower than that announced by customers;
8) Do not accept commercial entertainment from customers, including karaoke, sauna, tourism and other entertainment activities.
9) Don't gamble with customers.
Gifts that cannot be returned shall be handled according to the "Customer Gift Handling Method" in the system.
If there is any violation, he is willing to accept punishment in accordance with the provisions of the "Integrity Management System".
Commitment:
Date:
Commitment Letter for Banking Practitioners 6 In order to standardize the behavior of banking practitioners, improve the case prevention ability, and put an end to illegal acts and cases, I promise to consciously abide by laws and regulations, self-discipline norms of the banking industry and various rules and regulations of the bank in the process of performing my duties, so as to be dedicated, law-abiding, standardized in operation, honest and fair, honest and self-disciplined, and consciously safeguard the image and reputation of the bank. I hereby promise as follows:
1, do not participate in any form of illegal fund-raising activities;
2. Do not participate in the introduction of loans;
3. Do not participate in business-run enterprises and business activities outside their posts;
4. Do not act as a fund broker, start or participate in various private financing organizations (investment companies, financial consulting companies, guarantee companies, farmers' mutual funds cooperatives, community joint-stock cooperatives, pawn shops, small loan companies, etc.). );
5. Do not provide guarantee for private lending or borrow personal accounts;
6. Do not misappropriate public funds or misappropriate or borrow customer funds;
7. Do not enter unhealthy places that are inconsistent with your identity;
8. Do not participate in commercial bribery and improper transactions in social interaction and commercial activities;
9, do not participate in "pornography, gambling, drugs, black" activities;
10. Failure to disclose the commercial secrets of the Bank will damage the interests and reputation of the Bank;
1 1, other "prohibited" behaviors.
From the date of signing the above commitment, I am willing to accept the supervision of the unit, society, security co-organizers and families. I promise that if the above-mentioned violations occur, I will consciously accept any punishment from the unit, voluntarily resign and bear the losses. If the circumstances are serious, they shall bear corresponding legal responsibilities.
Signature of the promisor: signature of the promisor's spouse (parents):
This letter of commitment is signed by employees and their families, and witnessed and signed by the person in charge of the branch (department or office):
Commitment date year month day.