Handwritten handwriting appraisal report
With the development of modern economy and the progress of science and technology, talent assessment is a rapidly developing emerging discipline. It is a comprehensive talent selection method system based on psychology, psychometrics, management, behavioral science and computer technology. It can comprehensively evaluate people's knowledge level, intelligence, special ability, personality characteristics, career tendency and development potential, and provide important reference for employers to select and place talents and choose jobs.
Handwriting analysis is a projection technique in the technical means of talent evaluation and a branch of modern psychology. Based on the principle of psychological projection, it makes full use of psychological research results and restores the writer's temperament, personality, personality and behavior style by analyzing factors such as pressure and speed in handwriting, thus providing help and suggestions for the development of individuals and organizations.
Because handwriting analysis has the characteristics of simplicity, convenience, high accuracy and strong personalization. Because handwriting has the characteristics of strong writing motivation, although the writer may change his handwriting slightly because of his mood and other reasons, as Davis, the most famous handwriting expert in Britain, said: "A writer can change the slope, size, thickness and speed of the font, but his writing habits in life are like fingerprints, which cannot be changed, even if he daubs or engraves." Therefore, handwriting analysis can avoid the limitations of concealment, distortion, installation and random answer caused by the subjects' unwillingness to cooperate, and can understand the subjects' psychology more objectively. Based on this feature, the accuracy of handwriting analysis is generally 65%.
In fact, the effect of signature and seal is not exactly the same. The authenticity of the signature can be used for handwriting identification, which is difficult to deny, so it is efficient. On the contrary, it is difficult to determine the authenticity of the seal. For example, it is obvious that the private seal was stamped by the client, but afterwards he can lie and say that someone else stole it, but it is difficult for you to prove it yourself.
Here, in court proceedings, the court does not really sign or seal the relevant legal documents by the parties or other participants in the proceedings, but signs them. If necessary, if they don't sign or change the parts, they will be fingerprinted. As for the separate seal, it is invisible in the relevant legal documents of the court.
In the past few years, the proportion of non-performing loans in the financial sector has been quite high. One of the reasons is that the loan (or guarantee) procedures are not strict, including signature and seal, which was later denied by the borrower (guarantor) and even considered as pure fraud. There are also many loan disputes caused by signature and seal, and they have suffered a lot in this respect. The main reason is that the system is not strict (a few years ago, some international financial departments only generally required borrowers or guarantors to "sign" relevant documents, but did not explicitly require autographs).
Fortunately, the legal awareness of the financial sector has been enhanced and the legal knowledge has been greatly improved. At present, the financial department's requirement for the guarantor is no longer "signature or seal", but "three risks", that is, signature and seal plus fingerprints, and the guarantor's spouse is also required to sign and seal according to fingerprints.
I also want to remind you that before signing, you must ask the other party to show your valid identity documents (ID card, military officer's card, etc.). ), extract the valid ID number and carefully verify the identity of the other party. Otherwise, it is inevitable that people will sometimes be impersonated. In that case, even if you sign ten names, it won't be used. As for whether to file a copy of your ID card, it is not the key. If the signature is true, even if the copy of the ID card is not filed, the other party cannot deny it. On the other hand, if the signature is false (such as being signed by someone), it is useless to keep the original ID card, and people can interpret it as lost or stolen.
Therefore, no matter who is in our daily life, we should pay special attention to the signature, especially in the financial department, and we should strictly control it, fully understand the importance of signature in banking business, and use it correctly in business documents to ensure the safety of bank funds.