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Can others borrow money with my official seal?
Can someone else borrow money to buy a house and issue a proof of income with my official seal?

You can't. Stealing other people's identity card information will generally be fined, and serious cases will be investigated for criminal responsibility or even sentenced.

Legal basis:

People's Republic of China (PRC) Civil Code

Article 1032 Natural persons have the right to privacy. No organization or individual may infringe upon the privacy rights of others by spying, harassing, exposing or making public.

Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.

Article 103 Unless otherwise provided by law or expressly agreed by the obligee, no organization or individual may commit the following acts:

(a) by telephone, SMS, instant messaging tools, e-mail, leaflets, etc. Disturb the private life of others;

(2) Entering, taking photos or peeping into other people's private spaces such as houses and hotel rooms;

(3) Shooting, peeping, eavesdropping or revealing other people's private activities;

(4) Shooting or peeping at the private parts of others' bodies;

(5) handling other people's private information;

(6) Infringe upon the privacy of others in other ways.

Can I guarantee a loan by stamping someone else's official seal?

Yes A loan can be guaranteed by affixing an official seal to others, and the guarantee is legally effective unless the guarantor and the guaranteed collude maliciously. The official seal of the company is the seal for the company to handle internal and external affairs. The official letters, documents and reports of the company are stamped with the official seal, and the documents stamped with the official seal have legal effect.

Can someone else get a loan with a private seal?

Yes, I can.

As long as the official seal is true, the company is responsible. Company executives borrow money from others on the grounds of the company's operational difficulties, and issue IOUs stamped with the company's seal, which constitutes the agency behavior of executives borrowing money for the company. As long as the company seal is authentic, the company is the borrower. Lenders can demand repayment from the company. As for whether the loan borrowed by the senior management is actually used by the company, it is the relationship between the company and the senior management, and has nothing to do with the lender.

Therefore, in order to avoid the recurrence of such incidents, enterprises should strengthen the control of the company's official seal and other types of seals, especially to avoid lending and taking out seals as much as possible. If it is really necessary to carry the seal out under special circumstances, it should be accompanied by a special person to supervise whether the seal is used in a standardized way.

But the seal needs two people, and the management cost will increase a lot. There is also a more efficient management method of official seal lending, that is, using portable intelligent seal machine. By installing the seal in the portable intelligent seal stamping machine, the person who wants to use the seal must apply, and the approver in the company can view the seal file through the high-definition camera of the intelligent seal stamping machine, and finally authorize the intelligent seal stamping machine to seal automatically, and the number of seals can be set in the background, effectively avoiding the hidden risks of the company's official seal lending.

Can someone else borrow money with my official seal?

Legal subjectivity:

Can be used, and the official seal has legal effect. If the parties enter into a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it. Article 490 of the Civil Code If the parties conclude a contract in the form of a contract, the contract is established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it. A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.