Revealing the common fraud tactics
Revealing the common fraud tactics. Now that the Internet is becoming more and more developed, various new types of frauds are emerging one after another. Many people will lose money due to a moment of negligence. A large sum of money, so we must strengthen our awareness of prevention. Now I will take you to reveal some common fraud tricks. Revealing the common scams 1
1. Online dating scams
Scammers usually pretend to be beautiful ladies or handsome guys to add you as friends and package themselves as Become a single, wealthy, and affectionate persona, thereby attracting you and establishing a romantic relationship with you.
Once you trust the other person's personality, the other person will naturally start to borrow money from you, or make up reasons why they need money urgently, such as "a relative is sick or has died" or "people are away from home and have no travel expenses". In the end, after you spared no effort to give everything, you were blocked by the other party.
2. Brush fraud
Scammers usually publish false information on major websites, usually attracting customers under the banner of "high salary" and "easy" your gaze. Once you take the initiative to contact them, the scammer will tell you that you can get a lot of commission as long as you take pictures of the designated products online and pay. In order to gain your trust, they will also post screenshots of other people's earnings.
When you start "working", if you are lucky, they will give you some sweeteners first, and pay the payment and commission as agreed on the first or even second order to defraud you of your trust.
But the ultimate goal is to let you increase your investment and "swipe more and earn more". After you pay thousands or even tens of thousands of yuan, they will use various reasons to refuse to pay you. and commissions, and blacklist you.
3. Loan fraud
Buying mobile phones, computers, bags... Many stores now have the option of installment payment , the fraudster will inform you that there is a problem with the previous installment loan through phone calls, text messages, etc., and will send you a URL with a Trojan horse virus, asking you to fill in the information, otherwise it will affect your personal credit report. .
If you don’t do more verification and just think about making up the enrollment as soon as possible, then you will fall into their trap. Once you fill in your personal information, account password, verification code, etc. into a file with Trojan After accessing the virus website, what awaits you will be that the balance of your bank card is transferred or you borrow money from a certain platform inexplicably, but the money is not in your card.
4. Impersonating customer service fraud
There are many types of fraud by impersonating customer service. Some people pretend to be online store customer service and claim that the goods purchased online have quality problems and need to be refunded. Some pretend to be courier customer service, claiming that lost parcels require compensation, and some, pretending to be platform customer service, to claim that they have accidentally opened an agency for a customer and that their membership needs to be canceled (otherwise, fees will be deducted and credit information will be affected).
There are also many ways to defraud money. Common ones include: 1. Setting up a phishing website to trick the victim into filling in the bank card number, password and verification code, and then transferring or spending the money; 2. Taking advantage of the victim Not understanding the Alipay reserve fund, and after applying for the reserve fund, he asked for a refund on the grounds that the amount was too much; 3. Pretending that the victim's turnover was insufficient or uncertified, resulting in an unsuccessful refund, and tricking the victim into using the transfer amount as a false claim. The money is transferred to the designated account; 4. Trick the victim into opening QQ screen sharing, or downloading APPs such as Cloud Video and NetEase Meeting, starting a video conference, and peeking at the victim's bank card password, verification code, etc. to transfer money...
< p>5. Fraud by pretending to be a public prosecutor
Fraudsters obtain the victim’s name, ID card number, address and other personal information through illegal channels to gain the victim’s initial trust and conduct fraud on the victim. "brainwashing".
In order to make the scam more real, the scammers will send the victim a false "police ID card", police number, or even a fake "uniform" and a video of the victim. At the same time, false "wanted orders" and "arrest warrants" and other legal documents will also be sent to take advantage of the victim's panic and further defraud trust.
Scammers will pretend to ask the victim to go to a certain public security bureau for investigation, but the time set cannot be reached at all, and trick the victim into cooperating with the "public security agency" investigation through the Internet.
The way to self-certify your "innocence" is generally to transfer the money to the so-called "safety account" or "clearance account" for checking, or download the so-called "fund clearing" software (actually a remote control software) to transfer the money away.
6. "Pig Killing Plate" Scam
After the fraudsters add friends through social software, dating websites, etc., they use PUAs such as establishing social networks and asking for help. Means to gradually establish a romantic relationship and gain the victim's trust.
After the relationship stabilizes, the scammer encourages the victim to invest, participate in gambling, or buy stocks, foreign exchange, futures, etc. on his or her self-made fake platform by asking the victim to manage the account on his behalf. Everyone will try to invest a few small amounts, and the scammer will control the backend to let the victim make a few small amounts and taste the sweetness.
After the victim has tasted the sweetness, the scammer will use the opportunity to buy a house or get married as bait, saying that the opportunity is too rare to miss, and encourage the victim to increase investment, or even take out a loan or borrow money to invest.
When the victim is ready to withdraw cash, the customer service will use the excuse that "the account has been frozen due to suspected illegal operations" to trick the victim into transferring funds to pay unfreezing fees, certification fees, activation fees, etc. for further fraud. At this time, the "love partner" will also pretend to help the victim bear part of the expenses (in fact, he just changes the data in the platform background), tricking the victim into borrowing money everywhere, until he can't squeeze out a drop of profit, and then blacklists and runs away.
7. Fraud by pretending to be an acquaintance
Scammers will sneak into your parent group and change your avatar and nickname to be consistent with the real teacher. Through observation, they will choose a time period when it is inconvenient for teachers to check their mobile phones during class, and send false information in the group, usually because they need to pay for learning materials or enroll in cram schools.
For the sake of their children’s academic performance, parents in the group will send red envelopes or transfer funds to the accounts provided by the fraudsters. By the time the real teacher reacted, the fraudster had already received the money and left the group, disappearing without a trace.
The fraud of pretending to be a child is more concise and clear. They will add you as a friend, pretend to be your child, and then ask you to transfer money on the grounds that they need to pay for learning materials or enroll in a cram school.
8. Gambling Scams
If you have a successful career, you will also have money in your pocket. If someone tells you that there is a platform for gambling, he has already made a lot of money (actually this People are also scammers (fish on the chopping board). At this time, once you trust the other party and give it a try, what awaits you will be a huge debt, and your beautiful and harmonious family will become separated.
The so-called 'platform' is just a fake platform built by the fraudsters themselves. You may win a small amount of money at the beginning, but in fact this is just a trick used by the fraudsters to get you to increase your investment in the future. Needless to say, you increase your investment again and again, but in the end you find that you can’t withdraw the money and you can’t log on to the platform.
9. Medical insurance (social security) fraud
As you get older, you are more or less unable to keep up with the trend of the times. Scammers will pretend to be related to work. The personnel informs you that there is a problem with your medical insurance (social security) account and requires your cooperation to handle it.
When the elderly hear such news, they will basically believe the other party’s words. If they do not provide immediate feedback to their family members, but choose to follow the other party’s instructions, it will be so hard. Not only is the money saved through a lifetime of hard work gone, but even the social security money deposited into the bank card after retirement will be stolen. Revealing the common fraud routines 2
What are the standards for filing a case for WeChat fraud?
Fraud is a crime stipulated in Article 266 of my country’s Penalties. General fraud is filed. The standards are the same as the crime of theft. For economic fraud crimes such as fund-raising fraud, loan fraud, bill fraud, etc., please see the "Regulations of the Supreme People's Procuratorate and the Ministry of Public Security on the Prosecution Standards for Economic Crime Cases".
Article 266 of the "Criminal Law" stipulates that whoever defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also or solely be fined; if the amount is huge or there are other If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than three years and not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined or his property shall be confiscated.
If this law provides otherwise, the provisions shall prevail.
"Interpretation of the Supreme People's Court on Several Issues Concerning the Specific Application of Law in the Trial of Fraud Cases" 1. According to Articles 151 and 150 of the Criminal Law According to the provisions of Article 2, defrauding public or private property in a relatively large amount shall constitute the crime of fraud. If an individual defrauds public or private property of more than 2,000 yuan, it is classified as "large amount"; if an individual defrauds public or private property of more than 30,000 yuan, it is classified as "huge amount".
The "Interpretations of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Fraud" (effective from April 8, 2011): Fraudulent public or private property worth 3,000 yuan to 1 Those exceeding 10,000 yuan, 30,000 yuan, 100,000 yuan or more, and 500,000 yuan or more shall be deemed as "relatively large amount", "huge amount" and "especially huge amount" as stipulated in Article 266 of the Criminal Law respectively. .