Although the contract is provided by the bank, it does not mean that amendments cannot be made. What you didn't mention because you were afraid that the bank wouldn't sign with you was your own choice. This does not mean that the contract is invalid.

However, the Labor Contract Law, which came into effect on June 65438+1 October1,2008, imposed strict restrictions on liquidated damages. Article 25 of this law stipulates that the employer shall not agree with the employee that the employee shall bear the liquidated damages except for observing the service period, non-competition and confidentiality obligations.

According to your situation, you haven't even reported it yet, so there should be no non-competition problem. That depends on the service period. The bank has provided you with training for the agreed service period (excluding basic on-the-job training). If the training has not been provided, the default clauses agreed in the contract can be deemed invalid, and you don't have to pay liquidated damages.