From the insurance company's point of view, it is suggested not to sign easily, otherwise it will easily fall into the pit designed by the insurance company. If it is too late to regret, be sure to read the contents of the door carefully. It is best to consult a lawyer to ensure your rights and interests. An insurance company is an insurer in the form of company organization, which deals in insurance business. Insurance companies have the right to collect insurance premiums and establish insurance premium funds.

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1. China Insurance Regulatory Commission (hereinafter referred to as China Insurance Regulatory Commission) is a ministerial-level institution directly under the State Council, performing the administrative functions authorized by the State Council, uniformly supervising and managing the national insurance market according to law, and maintaining the legal and steady operation of the insurance industry. Held on June199865438+1October 68. A new insurance supervision system has been established, which includes macro supervision by the central bank and micro supervision by the China Insurance Regulatory Commission.

2. What are the responsibilities of the CIRC?

To study and formulate policies, development strategies and industry plans for the insurance industry; Drafting insurance laws and regulations; Formulate insurance laws and regulations

② Centralized and unified supervision and management of the national insurance market in accordance with the law, with the vertical leadership of the dispatched office of the China Insurance Regulatory Commission.

(3) Examining and approving the establishment of insurance companies and their branches, Sino-foreign joint venture insurance companies and representative offices of overseas insurance institutions; To examine and approve the establishment of insurance agencies such as insurance agents, insurance brokers and insurance assessors.

(4) Examining the qualifications of senior managers of various insurance institutions; Formulate basic qualification standards for insurance practitioners.

⑤ Formulate the basic clauses and rates of major types of insurance, and review and record other insurance clauses and rates reported by insurance companies.

3. Is the complaint from CIRC useful?

Is useful. In principle, it is useful to complain to the CIRC, because all domestic insurance companies are managed by the CIRC. Moreover, the CIRC requires a high settlement rate for 12378 complaints, so the insurance company will attach great importance to complaints and will solve the problem in the way you expect.

There are two solutions to unreasonable insurance claims.

(1) If there are repeated reasons for complaining to the insurance company, you can list the evidence and reasons first, and then go to the counter of the insurance company to complain and make suggestions to see if it can be resolved through consultation;

(2) It is an arduous road to sue the insurance company in court. It is necessary and reasonable to collect a large amount of evidence and sue the insurance company in court. Even if the lawsuit goes to the court, the court will generally recognize it.