1. The primary card and the secondary card are applied at the same time. Please check the secondary card when applying.

Two, by the main card holder to apply for a supplementary card for others:

The main cardholder completes the application in official website according to the steps of China Merchants Bank, prints the online application form, and sends it to China Merchants Bank together with the ID card of the supplementary cardholder after the main cardholder signs it.

To apply for a card at a business outlet of China Merchants Bank, the principal cardholder must carry the original identity certificate of the supplementary cardholder, and the supplementary cardholder does not have to accompany him.

The secondary card is relative to the primary card. Every cardholder who opens a master credit card can apply for a supplementary card for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct who are over 13 years of age (if the applicant for the supplementary card is under 18 years of age, he must obtain the consent of his legal representative).

Each credit card master card can apply for up to two supplementary cards, and the master card holder has the right to request cancellation of its supplementary cards. The credit limit of the secondary card shall be designated by the cardholder of the primary card independently, and shall not exceed the credit limit of the corresponding primary card; If the cardholder of the main card is not specified, the credit limit of the auxiliary card is the same as that of the main card.

Further reading

Functions of the main card and the auxiliary card of the credit card:

1. The main card and the secondary card of a credit card are subordinate, and the secondary card is based on the name of the main card, and has the same function and uses an account.

2. The supplementary card of the credit card is an accessory card. The main card and the auxiliary card of the credit card can enjoy the credit limit of the main card, and the consumption records are uniformly included in the bill of the main card, and the cardholder of the main card pays the arrears. For example, if the credit limit of the credit card is 20,000 yuan for the main card and 5,000 yuan for the auxiliary card, then the available credit limit of the main card and the auxiliary card in the current month is 1.5 million yuan.

3. Because the main card and the auxiliary card of the credit card enjoy the same credit limit, the cardholders of the two credit cards may not know how much the other party spent during use, so they should communicate frequently to avoid exceeding the credit limit.

4. In addition to bringing convenience to cardholders, cardholders can also save a lot of transfer fees. Cardholders can use the secondary card to spend money in different places, and there is no handling fee. For example, parents can use the main card of their own credit card to let their children who go to school in different places use the secondary card of the credit card, so as to avoid the handling fee for remittance in different places and keep abreast of their children's consumption.