The above classification is divided from the perspective of banks.
Each bank will issue its own debit/credit cards, but they are not universal. For example, if you have an ICBC card, you will not recognize it when you arrive at CCB. What should I do? So the third party came forward to organize to ensure the interconnection between bank cards. There are many such organizations (visa, mastercard, JCB, American Express, UnionPay ...), and the largest one is called visa. Before the emergence of UnionPay, more than half of the credit cards in the world had the visa logo, so people used to call credit cards visa.
Extended data
VISA debit card is a VISA debit card, which is a kind of visa card and cannot be overdrawn; And VISA credit, that is, VISA credit card, can be overdrawn.
To apply for a VISA card, you only need to bring your ID card to the bank counter. The counter is called VISA dual-currency debit card.
VISA card processing conditions:
1. Applicant 18 years old or above is a natural person with full capacity for civil conduct;
2. Have a stable job and income and have the corresponding repayment ability;
3. There is overdraft demand in consumption abroad;
4. Personal credit information is good and there is no bad credit record;
You need to provide proof of financial resources in your personal name.
Card type of VISA card:
1. Visapuka
The most popular Visa card in the world enjoys convenient, safe and reliable payment service.
Whether it is daily shopping, hotel reservation or online bookstore shopping, Visa card is the most recognized and accepted by merchants, and it is equally popular online and in the real world.
2.Visa gold card
Whether you are a new customer with a good credit record or an old customer who has always supported the Visa card, please upgrade to the Visa gold card immediately and enjoy the gold standard of excellent service.
As long as you hold a Visa gold card, you can enjoy a credit line of more than $5,000, revolving credit line, emergency card replacement service and travel cash expenditure service. In addition, Visa gold card holders can also enjoy travel accident insurance, medical and legal service introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center.
3.Visa Platinum Card
Visa Platinum Card provides ultra-high credit limit, tailor-made tourist reception services and entertainment projects, 500,000 US dollars of travel accident insurance, and a series of attractive exclusive offers.
4.visa unlimited card
Visa Unlimited Card goes beyond the ordinary payment boundary, providing a credit line that is hard to find elsewhere, unimaginable convenience, tailor-made preferential treatment and unparalleled service. Only a few invited people can enjoy the unique status of Visa Unlimited Card.
5.Visa debit card
Visa debit card can be paid directly from the bank account, and the payment record will be recorded in detail in the bank statement, making financial management easier and more convenient.
No matter daily shopping, dining in a restaurant, car refueling or travel shopping, you can use a Visa debit card to pay, and everything is naturally simpler. You can also use a Visa debit card to withdraw cash from ATMs all over the world. Visa debit card makes the shopping process faster, more convenient and safer, and can be accepted by tens of millions of merchants around the world.
6. Visaka
VisaWave card can complete payment as long as it is close to the card reader, and the process is faster, simpler and safer.
7.VisaMobile
VisaMobile integrates all the benefits provided by the Visa card into the mobile phone, and can purchase or download coupons, games, music, theater tickets and so on by phone.
8.Visa prepaid card
Payment methods other than cash or check are convenient and safe. Visa prepaid card provides an easy, convenient and safe payment method anytime and anywhere, which makes you feel at ease at all times. VisaTravelMoney is a travel prepaid card, which can go to 6,543.8+0.8 million ATMs in more than 200 countries or regions around the world within 24 hours, and randomly withdraw local currency for travel expenses.