Opening an account refers to the abbreviation of customer opening an account in a bank. Enterprises, institutions and institutions in China must meet one of the following two conditions when opening relevant accounts in banks:
1. An enterprise unit that implements independent economic accounting or an independent budget accounting unit that prepares financial budget and final accounts.
Two, approved by the higher authorities or the administrative department for Industry and Commerce issued a business license. When applying for opening an account, a unit must submit an application for opening an account, a certificate approved by the relevant department (collectively owned enterprises must also submit a license or certificate issued by the administrative department for industry and commerce), and a seal card stamped with the official seal of the unit or the official seal of the accounting department and the name of the person in charge. With the approval of the bank, it will open the relevant account, register the account opening and closing register, compile account numbers, sell various settlement vouchers and handle the deposit and withdrawal of funds. When an individual opens a savings account in a bank, it shall be handled in accordance with the Regulations on Savings Deposits.
Precautions:
Opening an account requires investors to handle it in person. Please bring your ID card when you go through the formalities. If it is handled by others, it is also necessary to provide the agent's ID card and its copy, as well as the entrustment agreement just issued by the notary office.
An ID card can only open one securities account. If an account has been opened in another securities company, it is necessary to open an account after the securities company has gone through the formalities of canceling the designated transaction and transferring it to custody. When opening an account, you only need to open a capital account and handle the designated transaction.
Qualifications:
When opening an account, the customer must go through the account opening formalities in his true identity, and the account opening objects are divided into individual households and legal person households.
When an individual opens an account, he must present the original ID card and provide a copy. When signing the contract, he must provide the corresponding residential address, contact information and other materials required by the exchange.
After handling the bank card, you can choose to deposit current savings or fixed savings. Children generally only need more money in the school season, so it is ideal to save regularly for about half a year.
children's bank card
Children's bank card is a theme bank card set up by the bank for children under the age of 16. At present, many large and medium-sized banks have launched children's bank cards with different themes, such as Qingdao Rural Commercial Bank Little Whale Children's Card, Industrial Bank Little Bee Card and Industrial and Commercial Bank Baby Growth Card.
Although the theme of children's bank cards in different banks is different, their positioning and functions are similar. Card functions are less than ordinary debit cards, generally including basic functions such as saving, withdrawing money, spending and transferring money.