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What if the borrower can't find a guarantor to sign?
If the debtor cannot be found, the guarantor shall bear the corresponding guarantee liability in accordance with the agreement. If the method of guarantee is guarantee, and the guarantor agrees in the contract to bear joint liability for the debt, it is a joint liability guarantee. When the debtor fails to repay the debt on time, the creditor may require the debtor to repay the debt, or may require the guarantor to assume the guarantee responsibility. Legal basis: Article 688 of the Civil Code.

If the parties agree in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debt, it is a joint liability guarantee.

When the debtor of joint and several liability guarantee fails to perform the due debt or the circumstances agreed by the parties occur, the creditor may require the debtor to perform the debt, or may require the guarantor to assume the guarantee liability within the scope of its guarantee.

The forms of suretyship include general suretyship and joint liability suretyship.

If the parties have not agreed on the way of guarantee or the agreement is unclear in the guarantee contract, they shall bear the guarantee liability according to the general guarantee.